In fact, there is no need to apply for a credit card refund, and the refund will automatically offset the credit card bill. For example, if your bill amount is 100 yuan, then the refund amount is 50 yuan. After the refund is received, only 50 yuan needs to be repaid.

It's normal to get a refund after credit card consumption. It is normal for online shopping to be dissatisfied with the return. However, all refunds have one principle: return the way you came. For example, if you use a credit card to spend money, after applying for a refund, the money will be returned to the credit card. It doesn't exist. After you apply for a refund on your credit card, the money will be returned to your savings card. In fact, it is relatively simple to return the money to the savings card, just pay attention to whether the money has arrived. However, you need to pay attention to refund to the credit card.