Forge or alter financial bills, which is suspected of one of the following circumstances, should be filed for prosecution:
1. Forge or alter bills of exchange, promissory notes and checks, or forge or alter other bank settlement certificates such as entrusted collection vouchers, remittance vouchers and bank deposit certificates, or forge or alter letters of credit or accompanying documents and documents with a total denomination of more than 1, yuan or more;
2. forging more than one credit card or forging more than ten blank credit cards.
Anyone who obstructs the management of credit cards and is suspected of one of the following circumstances shall be put on file for prosecution:
1. Holding and transporting a forged credit card while knowing it;
2. Holding and transporting a total of more than ten forged blank credit cards;
3. illegally holding other people's credit cards, with a total number of more than five;
4. fraudulent use of false identification to obtain a credit card;
5. selling, buying or providing others with forged credit cards or credit cards fraudulently obtained with false identification.
anyone who applies for a credit card against other people's wishes by using his identity card, military officer's card, soldier's card, Hong Kong and Macao residents' travel permit to and from the Mainland, mainland travel permit for taiwan residents, passport, etc., or applies for a credit card by using forged or altered identity certificates shall be deemed as "fraudulently obtaining a credit card by using false identity certificates".
Legal basis: Article 196 of the Criminal Law of the People's Republic of China
Credit card fraud and theft are committed under any of the following circumstances. If the amount is relatively large, they shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: < P > (1) using a forged credit card or using a credit card fraudulently obtained with false identification;
(2) using an invalid credit card;
(3) fraudulent use of another person's credit card;
(4) malicious overdraft.
the malicious overdraft mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.
whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of article 264 of this law.