Hello, 1. There are two ways to open the personal online banking of China Postal Savings Bank: Method 1: If you only use inquiry transactions, you can enter through the homepage of China Postal Savings Bank (www.psbc.com), click the "Register" link below the personal online banking login, click "Agree" to the personal online banking agreement of China Postal Savings Bank, and fill in the account category to be registered (such as green card). Method 2: You can apply for registration of personal online banking at the business outlets of China Postal Savings Bank, fill in the Application Form for Electronic Banking Service of China Postal Savings Bank, and provide the original valid ID and the account to be registered. The outlet needs to keep a copy of the customer's ID card. 2. The money in the bank card of the Postal Savings Bank can be withdrawn at any time; 3. There are three security authentication methods for personal online banking of Postal Savings Bank: SMS, SMS+electronic token and SMS +ukey, in which each electronic token or ukey charges customers 20 yuan fees, and SMS authentication is free; At present, there are no other fees for personal online banking of Postal Savings Bank. 4. To apply for a card, fill in the application form for opening an account at the counter of the Postal Savings Bank and hand it over to the staff for handling. The account deposit is 10 yuan, and the handling fee is 5 yuan (please check with the staff of the local Postal Savings Bank for details); I hope my answer is helpful to you.