Quick loan is an Internet loan product provided by China Construction Bank for qualified individual borrowers. Borrowers can apply for loans through online self-service, including online application, real-time approval, online signing, self-service payment and repayment. At present, CCB has specially opened an exclusive quota application channel for customers who pay provident fund and social security. The process is as follows: Fast Mortgage Loan for Individual Industrial and Commercial Households "Fast Mortgage Loan for Individual Industrial and Commercial Households" is an operating loan with real estate mortgage as the main guarantee issued by China Construction Bank to individual industrial and commercial households and sole proprietorship enterprises. The maximum loan amount is RMB 5,000,000 Yuan only, the term is 65,438+00 years, the annual interest rate is 3.85%, and the daily interest of the loan of RMB 65,438+00,000 Yuan is RMB 65,438+0.07 Yuan, which can be repaid on demand. Tips: Loan funds shall not be used for stocks, futures, financial derivatives, equity investment, house purchase, other loans and credit card repayment, and other consumption and investment activities prohibited by relevant national laws, regulations and rules. If you have any questions during the operation, please call the personal loan center of Honghe Prefecture Branch of CCB! Tel: 073-3697748 (quick loan) 073-3697747 (quick loan for individual industrial and commercial households) This article is an advertisement-related question and answer: What are the requirements for quick loan for CCB? The conditions for handling the fast loan of CCB include: 1, a natural person aged 20-55 and with full capacity for civil conduct; 2. Have a local permanent residence or long-term residence certificate and a fixed residence; 3. It has a stable and legal source of income and the ability to repay the principal and interest of the loan on schedule, and the annual income of the borrower's family is more than 20,000 yuan; 4. (1) BBB grade assessed or recognized by the bank, with a credit rating of 3 or above; 5. It has a good reputation in the personal credit information system of the central bank and has no bad credit record.
2. Does CCB express loan not support cash borrowing and cash repayment?
Yes, but the system will automatically detect it and adjust it at any time.
3. How to reapply for CCB's e-loan after it expires?
If the repayment is normal and not overdue, you can renew the loan again.
4. What is CCB Express e-loan? How is the interest calculated? explain
Fast credit loan (formerly "fast e-loan") is the online self-help small repayment of CCB's whole process, and the interest is paid at any time. After successful processing, the loan can be used immediately, and can be paid online, paid by credit card or withdrawn for use. Loan amount: 1 1,000 yuan (inclusive)-200,000 yuan (inclusive). Loan interest rate CCB will implement differentiated pricing according to the specific situation of customers, and the implementation interest rate will be based on the interest rate actually displayed when customers apply. Please refer to the application page for the loan term.
(In case of business changes, please refer to the actual situation. )