The credit information system will only show your monthly repayment, such as whether it is overdue, the number of days overdue and whether the repayment is normal. Generally, as long as you pay the minimum repayment amount, it is not overdue and does not reflect the specific matters of your consumption. If the credit card has been repaid, the repayment information will not be displayed in the personal credit record of the People's Bank of China, and only overdue records will be displayed in the credit information system. Don't worry, I don't know what the landlord bought, and I dare not put it on record. Let me give you a brief introduction to the credit information system: personal credit information system, also called consumer credit information system, mainly provides personal credit analysis products for consumer credit institutions. The information in the credit report is reported by the bank from time to time, and your account has not changed greatly, so the bank will not report it. For example, if your credit card limit is adjusted or you have an expected repayment record, the bank will report it in time, which means that the information on the credit report is not updated in time.

Generally speaking, the personal credit information system mainly includes four types of data:

1. identification information;

2 loan information (including loan issuing bank, loan amount, loan term, repayment method, actual repayment record, etc.). );

3 credit card information (including issuing bank, credit limit, repayment record, etc.). );

Public utility information (including non-bank credit information, court civil judgments, tax arrears, fixed-line payment, mobile phone payment, water and electricity payment, etc.). ).

Therefore, the landlord can rest assured that as long as you repay on time, there will be no problem with your credit record, and it will not affect your future loans and a series of financial activities. I hope my answer can help the landlord.