Credit card withdrawals are accepted from any bank. Credit cards are accessible throughout the country, and you can withdraw money or make purchases by swiping your card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption, and it is best not to withdraw cash. The handling fee for cash withdrawals is very high, which is not cost-effective).

Swipe card purchases, collect existing points with some credit cards, and offer various discounts and lucky draws throughout the year, allowing customers to always be surprised as long as they use the card; (most credit cards do not have points for online payment, but online shopping payment is very convenient , quick).

Cardholders can use credit cards to withdraw cash from banks. Credit card cash withdrawals mainly include overdraft withdrawals and overpayment withdrawals. Overdraft withdrawals require interest, and interest is calculated from the day you withdraw cash, while overdraft withdrawals do not require interest and only require a partial handling fee, depending on the regulations of each bank. ?

It should be noted that the bank card logo under the Visa International Credit Card Organization is VisaElecronInterlinkPlusVisacash, which contains the credit card of VisaVisa that can withdraw cash and overdraft.

Debit cards under ElecronVisa can only withdraw cash but cannot be overdrafted, ATM cards under PlusVisa can only withdraw cash but cannot be overdrafted, and InterlinkVisa's interlink transfer cards can withdraw cash but cannot be overdrafted.

Extended information:

Domestic credit card withdrawal fees of major banks:

1. The local ICBC bank has no handling fees;

2. Everbright Bank: 2.5 of the cash withdrawal amount, with a minimum of 3 yuan and a maximum of 200 yuan;

3. Agricultural Bank of China: 1 of the transaction amount, with a minimum of 1 yuan;

4. China Construction Bank: The minimum cash withdrawal amount is RMB 10 and the maximum is RMB 500;

5. The local Bank of China has no handling fees;

6. Cash advance from China Merchants Bank 1. The minimum charge is RMB 10 (the first transaction fee for city series credit cards is free);

7. The transaction amount of Bank of Communications is 1, the minimum charge is RMB 5 per transaction (new standard);

8. 2.5 of the transaction amount of Ping An Bank, with a minimum of RMB 25 per transaction;

9. 0.5 of the cash withdrawal amount of China Minsheng Bank, with a minimum of RMB 1;

10 , Industrial Bank charges a minimum of RMB 20 for a cash advance;

11. CITIC Bank charges a minimum of RMB 30 for a cash advance;

12 , Shanghai Pudong Development Bank's cash withdrawal amount is 3, with a minimum of RMB 30;

13, Guangfa Bank's cash withdrawal is 2.5, with a minimum of 10 yuan.

Baidu Encyclopedia - Credit Card

Baidu Encyclopedia - Credit Card Cash Withdrawal