Borrower conditions for Bank of China personal first-hand housing loans:

1. Have a permanent residence or valid residence status in China (foreigners can also apply, please refer to the relevant regulations of each place for specific conditions) ;

2. Have stable career and economic income, good credit, and the ability to repay the principal and interest of the loan;

3. Have signed a contract or agreement to purchase a house;

4. The first installment of the house purchase that meets the requirements of relevant regulations must be paid;

5. Provide an effective guarantee approved by the lender;

6. The lender Other conditions specified.

The above content is for your reference. Please refer to the actual business regulations.

If you have any questions, please consult Bank of China’s online customer service.

We sincerely invite you to download and use the Bank of China Mobile Banking APP or the Bank of China Cross-border GO APP to handle related services