It can be swiped. The more common online platforms in China include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

This method mainly completes repayment through the "Lakala" smart payment terminal installed in convenience stores. It usually takes 2 to 3 working days to receive the payment. At the same time, repayment using this method is free of charge. A handling fee is charged. Extended information

However, the interest for cash withdrawals is also calculated on a daily basis, and there is no interest-free period. Interest is calculated from the day the cash is withdrawn. The interest is also calculated on a daily basis, and there is a penalty interest for missing the repayment date. Same height.

However, it is recommended to save a small amount of assets in a credit card in case of emergency, because the funds in the credit card do not have current interest. What is even more fatal is that many bank credit cards, even if there is cash in the card, , a handling fee will still be charged for cash withdrawals.

So it is better to carry a bank savings card with you and keep a small amount of cash in it. There are very few places where you can spend large amounts of money in cash. You can usually pay with a credit card, and there is an interest-free period for using the card.

Baidu Encyclopedia-Credit Card