It depends on the specific situation. Credit card cashing is likely to constitute credit card fraud. Credit card is essentially a small credit loan, and the essence of credit card cashing is that merchants collude with cardholders and maliciously take a certain amount of loans from banks in the name of consumption. Credit card cashing behavior can be divided into two categories according to the differences of participants' specific behaviors: one is the participants who hold credit cards, including those who apply for credit cards with real identities and participate in cashing, those who apply for credit cards with false identities and those who use forged credit cards and use them for cashing; The other category is people other than participants who hold credit cards, including those who set up POS machines to help cash in their cards, and those who set up network business channels to help credit card holders make false remittances or make false transactions.

legal ground

Article 196 of the criminal law

Whoever commits credit card fraud in any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft.

skill

The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.