You can inquire by phone; Direct online, WeChat, Alipay and other concerns about bank credit cards can be queried immediately.

Inquiry method of overdue credit card of CITIC Bank:

1. Credit card holders bring their ID cards and credit cards to the counter of the local bank in China. Generally, the results will be available in two to three working days, and then the results will be sent by registered mail.

2. Credit card holders can log in to the credit record to inquire about official website, and then follow the prompts on the page to register for inquiry.

Generally speaking, credit cards have bad credit records in the credit information system for the following reasons:

1. The credit card fails to repay on time, and the credit card has overdue records due to the default of the card debt.

2. The credit card was not used after activation, and the annual fee of the credit card was not paid in time because I didn't understand the rules for using the credit card, resulting in overdue debts.

3. Credit card information is stolen, and overdue debts caused by stolen credit cards.

4. Credit card repayment is carried out through an intermediary, and the intermediary fails to pay the credit card bill on time, resulting in overdue records of the credit card.