However, there is not only one online credit card installment method. After consumption, you can apply to the issuing bank for installment repayment. When paying in JD.COM, you can choose to use CCB credit card to pay, or you can choose to swipe the POS machine on delivery, swipe the CCB credit card when you arrive, and then apply for installment repayment through WeChat, SMS, mobile banking, online or calling the credit card customer service phone issuing bank.