In fact, the number of credit cards varies from person to person. After all, everyone's consumption needs and spending power are different, so the number of credit cards suitable for handling is also different. For users who have enough spending power, even if they have handled more than a dozen credit cards, they can generally use each one and repay on time. But for most ordinary people, less than five credit cards are enough. On the one hand, people usually spend limited money, so they don't need too many cards at all. Even if there is, it will be put in the drawer. Instead of entering the bank's risk control list because it has not been used for a long time, it is better not to do it at the beginning. On the other hand, different card types bring different preferential activities. Generally, about 5 credit cards can cover all aspects of people's daily consumption, so there is no need to handle too many, otherwise there will be duplication of rights and interests.
As for the number of credit cards and credit information, there is no direct correlation in essence. As long as there is no problem of overdue repayment in the process of using the card at ordinary times, it will not affect the qualification of credit investigation. However, I would like to remind you that applying for too many credit cards in a short period of time may lead to the change of credit data, which in turn will affect the subsequent application for other loan products. As long as you can guarantee that these two problems will not occur, no matter how many credit cards you have in your name, it will not affect your credit information. Although banks will introduce new card types from time to time, they may not be so perfect in terms of rights and interests. Therefore, we should not blindly follow the trend, and it is most important to choose a reasonable card type.
There are many details and questions about the credit card application. If you want to know more, you can pay more attention.