1, the credit card installment of Minsheng Bank and the handling fee rate of each installment are as follows: 3 installments, 0.82%; 6 periods, 0.70%; 9, 12, 18, both 0.67% and 24 0.70%. \x0d\ principal payable in each installment = total installment amount ÷ number of installments \x0d\ principal payable in each installment and handling fee shall be included in each installment bill every month from the first billing date after the installment application is successful. \x0d\2。 If it is divided into three phases, each phase should be10000/3+10000 * 0.82% = 3333.33+82 = 3415.33 yuan; \x0d\ If it is divided into six periods, each period should be10000/6+10000 * 0.70% =1666.67+70 =1736.67 yuan; \x0d\ If it is divided into 12 periods, each period should be10000/12+10000 * 0.67% = 833.33+67 = 900.33 yuan; \x0d\ If it is divided into 24 periods, each period should be10000/24+10000 * 0.70% = 416.67+70 = 486.66 yuan; \x0d\ Other periods and so on.