Legal analysis: It is a crime of obstructing credit card management to use false identification to defraud a credit card.

Legal basis: Article 177 of the Criminal Law of the People's Republic of China, which hinders the management of credit cards under any of the following circumstances, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or only be fined not less than 1, yuan but not more than 1, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than 1 years, and shall also be fined not less than 2, yuan but not more than 2, yuan:

(1) Holding and transporting a large number of counterfeit credit cards knowingly, or holding and transporting a blank credit card knowingly;

(2) illegally holding other people's credit cards in a large number;

(3) fraudulently obtaining a credit card by using false identification;

(4) selling, buying or providing others with forged credit cards or obtaining credit cards by fraudulent identification.