In fact, WeChat and Alipay are some means for us to make payment, but not all banks allow it. The following is the bank information that can be repaid by credit card.
The repayment banks supported by Alipay are:
There are 465,438+0 Construction Bank, China Merchants Bank, Shanghai Pudong Development Bank, Industrial and Commercial Bank of China, Huaxia Bank, Guangfa Bank, Shenzhen Development Bank, China Minsheng Bank, China CITIC Bank, China Everbright Bank, hengfeng bank, Zheshang Bank, Standard Chartered Bank and some regional banks.
The repayment banks supported by WeChat are:
At present, credit cards issued by 2 1 banks can be repaid through WeChat, including China CITIC Bank, China Everbright Bank, Minsheng Bank, Ping An Bank, Agricultural Bank, Industrial Bank, China Construction Bank and Industrial and Commercial Bank.
Therefore, from the bank's point of view, there are many banks that pay for Alipay, but in fact, all major banks include it, and there is no particularly big gap.
Analysis on the Arrival Time of Credit Card Repayment
Alipay repayment is generally divided into immediate payment, same-day payment and next-day payment. Specifically, it is necessary to check the progress when repaying.
Tip: It is recommended to restore the credit limit immediately after the credit card repayment is successful, but the bank bill will generally be delayed by 1-2 days. If in doubt, you can contact the bank for confirmation.
The arrival time of WeChat repayment will vary from bank to bank.
Is it safe to pay back the credit card with Alipay? At present, the common credit card repayment methods in China mainly include the following categories (by cost):
1. Repayment at the issuing bank
The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
2. Convenience store repayment
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
3. Online repayment
At present, the common online repayment methods in China are: UnionPay Online, Quick Money, Shengfutong, Alipay, etc. Choose different platforms and banks, and the charging standards and specific arrival time are different.
4. Inter-bank transfer/remittance repayment
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
5. Counter repayment
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center. newly rich
6. Payment by Xinfutong
"Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.
7. Credit card repayment pass
Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
Is it better to pay credit card with WeChat or Alipay? Now WeChat and Alipay can also pay by credit card. Online shopping can also be paid by credit card. If you forget to bring your credit card when you go out, you can also pay by mobile phone, which is quite convenient.
Is it safe to pay back the credit card with Alipay? Alipay is not bad, it is very convenient. If Alipay is not safe, then nothing is safe!
Is Alipay or Credit Card Safe? Alipay Express Payment does not need to enter the bank card password, but it needs to enter the Alipay payment password, and at the same time, it needs to receive and enter the dynamic verification code with the specified mobile phone number.
You can quickly pay the bank card deduction through Alipay without using the bank card password. To do this, others must log in to your Alipay, enter your Alipay payment password, receive it with your mobile phone, enter the dynamic password, and complete the payment.
If someone wants to use your mobile phone to open your Alipay express payment, they must log in to your Alipay before they can operate. It is not enough to have only one mobile phone.
In short, if you want to take money from your bank card through your Alipay, you need to master your Alipay account number, login password, payment password and your mobile phone. Do you find it easy to meet these conditions at the same time? Do you feel unsafe just because you don't have to enter your bank card password?
Alipay or credit card? Do you charge Alipay or credit card? No charge. They are all bank cards in their own names. There is no charge for Alipay to withdraw cash to its own bank card. A handling fee of 0. 1% will be charged for transferring more than 20,000 yuan to others.
Is it safe to pay back the credit card with Alipay? What are the guarantees for Alipay's credit card repayment? There is no charge, but the arrival time is not guaranteed. If you must use it, it is recommended to repay it at least 5 days in advance.
Is it better to pay back the credit card with WeChat or Alipay? Almost, but it depends on which one you usually use, because no matter which one you use to pay back, it will increase the activity of the account and help other reputations in the future.
What's the difference between WeChat and Alipay? There's no big difference.
Credit cards are all returned, but the channels are different and the arrival time may be different.
In addition, some banks support and some don't, and the repayment time is a little different.
I hope this helps.
Of course, you can't use your credit card to pay back your credit card through Alipay!
First of all, credit cards are nonrefundable. Secondly, Alipay stopped credit card recharge and transfer at the request of CBRC in February last year.