Yes, it usually takes 2-3 working days to get the account because of incorrect information or bank transfer, so you need to wait patiently. If you haven't received the news of successful repayment, it means that the repayment has failed. You need to contact the customer service of the credit card center to make an inquiry and cancel the overdue processing.

Reasons and methods of credit card repayment display without record

Failure to repay when the repayment account number is incorrect: it is recommended to check whether the repayment account information is correct by querying the transaction records. If the wrong payment will be returned to the payer's account, it needs to be repaid again.

If it is an inter-bank transfer, the money will generally arrive within 2-3 working days after submission. It is normal not to arrive within this time. I suggest waiting patiently.

If it is not the above reasons, it is recommended to contact the bank to solve it.

Matters needing attention on short-term overdue repayment date

Credit cards generally have a grace period of three days after the repayment date, and repayment within the grace period is regarded as timely repayment.

If it is paid in full, there will be no cost.

If the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be deemed overdue, with interest of 0.05%, and the unpaid part of the minimum repayment amount will be subject to a 5% late fee.

If the repayment amount is greater than or equal to the minimum repayment amount and less than the total repayment amount, interest shall be paid at 0.05%.

Repayment beyond the grace period is deemed overdue: interest is 0.05%, and there is a late fee.