Can I still apply for a credit card because I have applied for a mobile phone installment plan but haven’t repaid the payment?

Nowadays, all mobile phone installment plans are subject to credit bureaus, such as Home Credit, Baiqian, Immediately, and overdue ones. For credit bureaus, if the overdue period is short, there is usually no problem. If the overdue period is long, you will not be able to apply for a credit card. Can I also apply for a credit card when applying for mobile phone installment with an ID card?

It is possible and there will be no impact. The most important requirements for applying for a credit card from our bank are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to our bank's actual audit. The necessary application files are a copy of your identity certificate and a work certificate file. If you can provide other financial proof files,... The mobile phone installment payment has not been repaid. Can I still apply for a credit card?

I have not paid back the mobile phone installment. If the credit report can find out, I will not be able to apply for a credit card that is seriously overdue;

1. Bank credit card application conditions

1. The applicant should be between 18-60 years old;

2. Have a stable job and income;

3. Have a good personal credit record.

2. Bank credit card application materials

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a photocopy of the front and back is required), military personnel need to provide a military ID card Photocopy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal) , or a photocopy of the work permit/plate;

3. Proof of financial resources: It can be a bank salary record, or income tax withholding certificate, or files proving the market value of houses, cars, deposits and investments (such as real estate certificates/ Photocopy of car driving license/bank time deposit receipt) and other documents that can prove financial level.

4. Other files available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc. I have applied for an installment plan to buy a mobile phone with my ID card, can I still apply for a credit card?

You can apply, as long as you repay the money for the mobile phone on time, and there should be no bad credit records

Then it will not affect your ability to apply for a credit card. Can I apply for a credit card after applying for mobile phone installment with my ID card?

Conditions for using the card

The basic requirements for the main card applicant are that they are between 18 and 65 years old and have full capacity for civil conduct. Chinese citizens (including Hong Kong, Macao and Taiwan) and foreign citizens.

Applicants for supplementary cards must be at least 13 years old.

Information required for CCB credit card application:

When filling in the application form, provide: photocopies of the identity certificate files of the main card and supplementary card applicants (domestic residents must provide resident ID cards , foreigners should provide their passport, Mainland Travel Permit for Hong Kong and Macao Residents, Home Return Permit, or Mainland Travel Permit for Taiwan Residents).

Providing your own employment certificate, income certificate, real estate certificate, car ownership certificate, financial asset certificate and other supporting materials will help your application be processed as quickly as possible.

The credit limit of a credit card is determined based on the information and credit status provided by the cardholder when applying. This limit is the maximum limit that the cardholder can use for overdraft consumption and cash withdrawal. Available limit refers to the unused credit limit of your credit card. The available credit will be reduced with each consumption and restored with each repayment.

Regular card: 1,000-10,000, and places where there is no gold card can go up to 50,000;

Gold card: 10,000-50,000, city cards only have gold cards, the limit is 5,000-50,000;

Platinum Card: 50,000 plus temporary limit. Basically, it is more than 60,000, and there are also more than 200,000;

Unlimited card: The card is only issued to platinum card invitations. It is said to be unlimited, but there is still a limit, just like the platinum card, 50,000 fixed limit + temporary limit. To apply for a card or withdraw cash, you can contact me.

Can I apply for other installments with a credit card with my ID card

Yes, as long as there is no problem with the credit record

There are two main requirements for credit card application:

1. Age requirement: 18-60 years old;

2. Have a stable job and source of income.

2. Materials and documents required for application:

1. Domestic residents only need to provide: completed and signed application form, identity certificate file, residence certificate file , income certificate file;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you must also provide: a photocopy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

3. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a photocopy of the real estate certificate, a photocopy of the car driving license; a bank loan account (with good credit, no more than 10% overdue) 60 days) or a copy of the deposit receipt, etc.

4. Application methods:

1. Apply at the bank counter;

2. Apply on the official credit card website;

3. Apply to the bank for credit card Apply as a salesperson;

4. You can apply on WeChat; Can I still apply for a credit card if my ID card is mortgaged on my mobile phone?

Three proofs: proof of identity, proof of work and proof of financial resources.

1. Proof of identity: ID card

2. Proof of employment: salary slips from social security, work certificate, salary slips, etc.

3. Proof of financial resources: vehicle Driving license, real estate certificate, securities, time deposit certificates, etc.!

The quota will be determined based on the amount and quality of the certificates you provide. Salary is only one aspect. The above three aspects can be combined to finalize your quota. Of course, it also depends on your own needs. Some People can apply for very high quotas, but they do not have such high needs. Hello, I have applied for a mobile phone installment payment with my ID card. I have been late a few times. Can I apply for a credit card?

It should be no problem. The main thing to apply for a credit card is to check your credit record. As long as the credit record is not affected, it is OK. If the overdue time is not very long, it will not affect the credit score. Can I still apply for a credit card after taking out an ID card loan?

Can I still apply for a credit card after using my ID card to get a loan? The audit will be based on the debt and personal qualifications of the card holder. Whether the loan is approved and the amount;

1. Bank credit card application conditions

1. The applicant must be between 18 and 60 years old;

2. Have a stable job and income;

3. Good personal credit record.

2. Bank credit card application materials

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a photocopy of the front and back is required), military personnel need to provide a military ID card Photocopy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal) , or a photocopy of the work permit/plate;

3. Proof of financial resources: It can be a bank salary record, or income tax withholding certificate, or files proving the market value of houses, cars, deposits and investments (such as real estate certificates/ Photocopy of car driving license/bank time deposit receipt) and other documents that can prove financial level.

4. Other files available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc.

3. Online application process

1. Log in to the bank’s credit card online banking and select your favorite card;

2. Click "Credit Card Application"; < /p>

3. Choose the appropriate application process;

4. Fill in personal information so that the application can be approved;

5. Submit a credit card application and bank audit appointment information, generally The processing results will be informed within 7 working days.

If you are already a credit card holder, you need to fill out the application form online, print it out and mail it to the credit card center. Can I still apply for a credit card if my mobile phone loan has not been repaid with my ID card?

Hello, you can try to apply. Whether it passes will be subject to system audit.

The most important condition for applying for a credit card is to have a stable job and income. The necessary application files are a copy of your identity certificate and a work certificate file.

Specific conditions: Applicants should be between 18 and 60 years old (25 to 60 years old for overseas applicants), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to our bank's actual audit.

Information: Our bank’s credit card application form, photocopy of the front and back of the ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot card and employment permit; Hong Kong and Macao residents: return permit and employment certificate/residence permit) and work certification files issued by the unit.

In addition, providing the following information will help increase your credit limit, such as: photocopies of China Merchants Bank’s savings account slips in the past three months; original proof of asset balance of the financial account opened by China Merchants Bank; photocopy of real estate certificate (Including my name) + a photocopy of any water, electricity and coal invoice of the property in the past 3 months; a photocopy of my car driving license.

If you have any questions about other China Merchants Bank credit cards, please search for 4008205555 in QQ business friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation , thank you for your attention and support to China Merchants Bank!