Legal analysis: it depends on the specific situation. If the debt owed by the credit card belongs to the joint debt of the husband and wife, and the house is also the joint property of the husband and wife, the court will take compulsory measures to seal up the personal property under the name of the party concerned, which may include the house property, and then auction the house property to repay the debt with the money obtained from the auction.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1062 The following property acquired by husband and wife during the marriage relationship is the common property of husband and wife, and is jointly owned by husband and wife:

(1) Wages, bonuses and remuneration for labor services;

(2) Income from production, operation and investment;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;

(5) Other property that should be jointly owned.

Husband and wife have equal rights in dealing with common property.

Article 1063 The following property is the personal property of one of the spouses:

(1) one party's premarital property;

(2) Compensation or compensation obtained by one party for personal injury;

(3) Property that is determined to belong to only one party in the will or gift contract;

(4) Daily necessities used exclusively by one party;

(five) other property that should be owned by one party.

Article 1064 Debts incurred by the husband and wife who jointly sign or one of them ratifies afterwards, and debts incurred by one of the husband and wife in his own name for the daily needs of the family during the marriage relationship, are joint debts of the husband and wife.