In the early years, China Merchants Bank customized a joint fan card for Doraemon fans, but it seems to have been closed. Fortunately, China Merchants Bank issued another Doraemon credit card, MengMeng Card, to provide applications for old customers. Today, I would like to introduce to you whether the credit card limit of China Merchants Bank Doraemon is high or not, and what is the maximum limit.
China Merchants Bank Doraemon Credit Card belongs to UnionPay Puka. As long as they are old customers of China Merchants Bank, they can easily start. As a new card with average card level, it has no advantage in terms of quota. Generally, the amount of a card ranges from 3000 yuan to 1000 yuan, and the maximum amount is only 1000 yuan. If you want to increase the credit limit by handling the China Merchants Bank Doraemon credit card, it is difficult to achieve it, unless the credit limit of China Merchants Bank you already hold is less than 1 10,000, only a few hundred or thousands.
Then, why does this China Merchants Bank Doraemon credit card still have high attention and application volume? There are two things to be proud of:
1, special-shaped card surface design, with Doraemon cartoon image as the card surface;
2. Credit card lighting technology allows cardholders to experience credit card black technology.
How about Doraemon Card of China Merchants Bank?
I. Design of Doraemon Card of China Merchants Bank
Doraemon fan credit card features Doraemon, one of the top ten most popular cartoon characters in the world. There are four models, named as: magic appearance, magic bamboo dragonfly, magic arbitrary door and magic time machine. The card surface design is colorful and full of childlike interest. Doraemon Fujiko Pro is specially tailored for China fans, showing the innocence and cuteness of Doraemon, which makes people fondle it.
In addition to all the functions of a general dual-currency credit card, the card also has exquisite application gifts, as well as genuine "Doraemon" integral gifts exclusive to fans, such as warm blankets, portable storage boxes, folding wooden tables, etc., which are both practical and favorable; Of course, you can also enjoy the first year free of annual fees and other benefits.
Second, China Merchants Bank Doraemon Card Fee Standard
China Merchants Bank's Doraemon fan credit card is a set of four cards, namely: magical appearance, magical time machine, magical arbitrary door and magical bamboo dragonfly. Among them, "Magic Appearance" is a standard card, and the other three cards are collection cards. A fee of RMB 10 yuan is required for each card.
China Merchants Bank Doraemon Card annual fee 100 yuan, free in the first year, and free to swipe the card 6 times in the next year. The longest interest-free period is 50 days, the credit line is 1 0,000-10,000, and the withdrawal amount is 50% of the credit line.
Third, China Merchants Bank Doraemon Card Application Conditions
Individuals who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income, and have a good credit status can apply for a personal credit card master card with their valid identity documents.
Credit Card Application China Merchants Bank Select Credit Card
Principle of Doraemon Voice Card of China Merchants Bank
Use the voice module.
China Merchants Bank Doraemon sound card, which uses sound module technology, will make a sound when using the card.
The Doraemon sound card newly launched by China Merchants Bank is first of all a credit card that can sound. As soon as this card approaches the UnionPay POS machine, the theme song of Doraemon will sound.
How much is the annual fee for Doraemon voice card of China Merchants Bank? How to waive the annual fee?
China Merchants Bank bought a voice card, which is a Doraemon-themed credit card, so it is loved by many people. Many people are discussing the related information of this credit card, and many people ask: How much is the annual fee of Doraemon Voice Card of China Merchants Bank? How to waive the annual fee? I will answer your question today.
China Merchants Bank Credit Card Annual Fee
First of all, Puka
The annual fee for the general card of China Merchants Bank is 100 yuan per year for the main card and 50 yuan for the auxiliary card.
Second, gold/titanium cards.
China Merchants Bank's Golden Titanium Card has an annual fee of 300 yuan, the main card. As for supplementary cards, the annual fee for gold card is 150 yuan, and the supplementary card for titanium card is free of annual fee.
Third, platinum card.
1. The annual fee for refined platinum card of China Merchants Bank is 800 yuan for the main card and 300 yuan for the auxiliary card;
2. The annual fee for the classic platinum card of China Merchants Bank is 3,600 yuan for the main card and 2,000 yuan for the auxiliary card.
How much is the annual fee for Doraemon voice card of China Merchants Bank?
This sound card of China Merchants Bank belongs to UnionPay single currency card series, so the annual fee is only 100 yuan.
How to avoid the annual fee for Doraemon voice card of China Merchants Bank?
For example, China Merchants Bank's credit card Puka wants to waive the annual fee. First of all, the annual fee for the first year is directly waived by the bank for the cardholder. As for the annual fee for the next year, it is generally free to spend six times in a year. Therefore, the annual fee for Doraemon voice card of China Merchants Bank can be waived.
The above is the annual fee of "Doraemon Voice Card of China Merchants Bank". How to avoid annual fees? "The answer. China Merchants Bank Doraemon Voice Card is only a UnionPay card, so its annual fee is not high, only 100 yuan per year, and the annual fee of this credit card can be exempted.
How to calculate the handling fee and interest of China Merchants Bank Doraemon credit card withdrawal?
Credit card holders will always have cash needs other than overdraft consumption. However, there is no overdraft and no interest-free period for cash withdrawal. The cardholder needs to bear the withdrawal fee and interest. Today, I would like to introduce to you how the handling fee and interest of Doraemon Credit Card of China Merchants Bank are calculated. Before using China Merchants Bank Doraemon Credit Card to withdraw cash, be sure to estimate whether this fee is worth it.
Doraemon Credit Card of China Merchants Bank belongs to UnionPay general card, and the credit line is generally between 3000 yuan and 1000 yuan, and the credit card withdrawal line is 50% of the credit line. Cardholders can withdraw cash according to their own needs and credit card overdraft limit.
How to calculate the withdrawal fee and interest of Doraemon Credit Card of China Merchants Bank, details are as follows:
First, China Merchants Bank Doraemon Credit Card Withdrawal Fee
1, overdraft cash withdrawal
1) Domestic: 1% of the transaction amount, the lowest 10 yuan/transaction;
2) Overseas (including Hong Kong, Macao and Taiwan): 3% of the transaction amount, with a minimum of 30 yuan RMB or US$ 3 per transaction.
2. Cash withdrawal for overpayment
According to the transaction amount, the minimum 5 yuan/transaction or $65,438 +0/ transaction; Maximum 50 yuan/pen or $ 10/ pen.
Second, China Merchants Bank Doraemon Credit Card draws interest.
From the date of cash withdrawal to the date of repayment, interest will be charged at the rate of 0.5 ‰ per day, with compound interest on a monthly basis.
This concludes the introduction of China Merchants Bank Doraemon Credit Card and China Merchants Bank Doraemon Fan Credit Card. I wonder if you have found the information you need?