I am a credit card of Guangfa Bank. I recently bought an iphone4 with a credit card of 44,999 yuan, which will be paid back in two years. Excuse me, how much should I pay back with interest every month? Guangfa will do the installment business, and the monthly interest rate of 24 installments is 0.0072,5000× 0.0072x24 = 864,864. This is the handling fee that you need to pay for two years, and the handling fee is collected by installments.

4,999 yuan is calculated as 5,000 yuan, 5,000/24+5,000 x 0.0072 = 208.33+36 = 244.33 yuan, and 244.33 is the principal plus interest that you have to pay back every month, which cannot be changed after installment. If you want to do it, you should do it by phone before the accounting date.

Ps: At present, I am also handling 24 issues, and there is a big problem. If it can be changed, I will change it to 12.