Application conditions for inclusive financial card of rural credit cooperatives:/kloc-a natural person who is over 8 years old and under 60 years old, has full capacity for civil conduct and has a fixed address and contact information; Have a local hukou and work or engage in production and business activities in the local area; Good working, production and operation conditions, stable income, and the ability to repay the principal and interest; In principle, a guarantor must be provided, and legal persons, other organizations or citizens who have the ability to pay off debts on their behalf can serve as guarantors; Good credit status and credit record; Engaged in legal production and operation projects, and the use of funds is legal and compliant.

Benefits of credit cards

The biggest function of credit card is to spend in advance, which allows you to spend first and then repay, and there is a long interest-free period. Different banks have different interest-free periods, generally 26-56 days. During the interest-free period, the money can be used to make financial investment and earn interest, and there is no need to feel pressure for a large expenditure. Some people say that this earns less, but it earns less. The bigger the amount, the more you earn.

The whole process can be completed quickly with a credit card, without entering a password or taking out a mobile phone. At the same time, it is more comfortable to spend abroad. Credit cards with VISA or MASTER logo don't need to exchange foreign currency when going abroad, which saves the time and cost of going to the bank to queue up for foreign currency exchange.