The repayment telephone number of the company is 023-65645 137, and the repayment is made under the guidance of professionals. Repayment under normal circumstances. Online banking also pays credit cards. Directly choose someone else's credit card to repay, and then enter your own credit card account number to complete the repayment. If you need automatic deduction, you only need to go to the counter to handle account association. Accurately speaking, it is not associated with the card, but with your account, so as long as the account is ok. At present, CCB stipulates that signing a contract must be handled at the bank counter. After handling the relevant automatic deduction, I still can't see my credit card in online banking. This should be the part where CCB is still improving and has not been completely settled. Automatic deduction is to automatically deduct the required repayment amount from your account on the repayment date.

Loan interest algorithm

In the repayment method of 1 equal interest rate, it is no problem to calculate the interest according to the principal 10000 yuan in the first month, because you have not repaid at this time. However, it is problematic to calculate the interest according to the principal 10000 yuan in the second month, because you have already paid off part of the principal. Interest will continue to be calculated based on the returned principal, while in the average capital, interest will be calculated after deducting the returned principal. You have to pay 5.2% more for such a small difference. This means that if the loan is 654.38 million yuan, you have to pay back 5,200 yuan more. If the repayment period is extended to 24 installments, your price difference will become even bigger.

2. Interest is calculated according to the actual loan amount. Even within the loan term, it is unreasonable and illegal to calculate interest on the repaid principal. Therefore, waiting for such interest is an illegal repayment method. Unfortunately, borrowers have hardly paid attention to their repayment methods. So many online loans are slowly sucking your blood, and you don't know it yet. I have read some loan agreements for online loans. It is clearly stated in the agreement that the principal will be repaid in equal amount, but in fact, the deduction is made in the form of equal interest. The borrower was at a loss and the hard money was sucked away in vain. There are also online lending platforms, and even wait for the interest rate to be illegal, and dare not express the interest rate, so a complicated calculation method is designed. If you simplify it, you will find that, in essence, you are still waiting for this "pit"