Current location - Trademark Inquiry Complete Network - Overdue credit card - If I apply for an Agricultural Bank of China credit card online, after the credit card is sent to the branch, do I need to bring any documents to pick up the card at the branch?
If I apply for an Agricultural Bank of China credit card online, after the credit card is sent to the branch, do I need to bring any documents to pick up the card at the branch?

Just bring your ID card to the branch to collect it. You can activate the credit card directly when you collect it at the branch. Otherwise, the credit card cannot be used. The credit card can only be used normally after activation. used.

Credit cards applied online cannot be activated on WeChat or the Agricultural Bank of China Credit Card APP. They can only be activated at branches.

Extended information:

Don’t be too aggressive after receiving the credit card. There are also some things you need to pay attention to when using the credit card:

1. Annual Fee Deduction

Each bank’s credit card annual fee exemption rules are different. If you don’t understand, you can ask the bank’s customer service. Like ordinary cards, they can generally be offset by the number of purchases and amount. If the annual fee exemption requirements are met within this time, the annual fee deducted will be refunded.

2. There is overdue phenomenon

Banks generally have a three-day grace period. If the debt is paid off within this grace period, it is not considered overdue, and within this time , cardholders can also enjoy interest-free treatment.

Each bank has different requirements for withdrawing funds. However, as long as the cardholder spends enough times and the amount is large enough to reach the full limit, and occasionally makes some installments or cash withdrawals, he can also apply for a withdrawal. Most of the quotas are raised once every three months or half a year.

3. The credit card is stolen

If your credit card is stolen and the card is still with you, it is best to choose a nearby merchant to make the transaction, leave the transaction proof, and then call Bank customer service phone number, freeze credit card, and credit card compensation is issued based on the card level.