What are the mobile APP loans? Which one has a lower interest rate?

1. 360 IOU

360 IOU is a mobile loan APP with low interest rate and good reputation, launched by 360 Finance. This channel can provide you with a loan of up to 200,000 yuan, and the credit can be used repeatedly once. The daily interest rate of 360 IOUs is 0.027, and some interest-free coupons will be provided from time to time.

2. Jiebei

Jiebei is Alibaba’s small credit loan, with a cap of 50,000, a daily expected annualized interest rate of 0.045, and a loan period of up to 12 months. . As long as your Zhima credit score reaches 600 or above, you can apply, and a loan of 50,000 yuan can be received quickly in one hour.

3. Baidu has money to spend

The pure credit loan launched by Baidu Finance has many sub-products. The easier to apply for is the small term loan, with daily interest rates starting as low as 0.02. However, It is specifically determined based on the borrower's comprehensive credit situation. If the Baidu account has been registered for a long time, the frequency of use is high, and Baidu products are often used, the basic loan conditions are met and the approval rate is relatively high.

4. Merchants Union Finance’s pure credit loan

It is also easier to apply for a pure credit loan. You only need to download the APP on your mobile phone, register with your real-name mobile phone number, and upload your ID card. , you can borrow money by binding your bank card and completing real-name authentication. The better your credit, the stronger your repayment ability, and the easier it is to pass. The daily interest rate range is 0.03-0.10.

5. Paipaidai

As one of the earliest P2P online lending platforms in China, conditional compensation is implemented for investors. Investors need to bear certain risks, but Paipaidai review and The collection mechanism is better and management costs are lower. Paipaidai has been innovating concepts. The most obvious example is the elimination of review: leaving aside any aspect of the transaction, turning Paipaidai into an isolated platform, where lenders and borrowers can complete transactions by themselves. Paipaidai only serves as a third party to "witness" the legally binding loan relationship.

Which mobile loan app is easier to borrow money from? It will give you ten borrowing opportunities!

Which loan slots are more popular among people? (zqian360) will tell you which mobile loan app is easier to get a loan and give you ten loan slots!

1. ***Enjoy cash:

It is an old Sesame branch. It was launched last year. The maximum limit is 10,000 and the usage period is 15 days. Sesame credit is good. Anyone with a real-name mobile phone number who has used it for more than 3 months can apply.

2. Ziru Pocket:

The maximum limit is 8,000, the loan period is 7-90 days, the age requirement is between 18-35 years old, and it is easier to pass with a sesame score of 560 or more .

3. Qianjin Loan:

A new credit card has a maximum limit of 100,000. You can apply for it if you have a good credit card. It is relatively easy to get a loan.

4. 51 rebate:

It also requires a real-name mobile phone and Sesame points authorization. It is enough to score more than 500 points. The maximum limit is 20,000. The use period is relatively short, only 7-14 sky.

5. Flash loan:

A large loan app with a limit of 500-50,000. You can apply if you are over 18 years old. You need to verify your mobile phone number. The monthly reference interest is 2.

6. Flash loan:

A loan with a good reputation has a maximum limit of 10,000. As long as you complete the flash loan certification, you can borrow 5,000 without any information.

7. Good wallet:

You can download the app application in App Store, re-launch it after rectification, verify that the credit card bill is good and Taobao e-commerce can increase the limit.

8. Crescent Wallet:

According to feedback from netizens, there is no credit check. As long as the sesame score is 600 or above, it is ok. The maximum limit is 3,000. It can be borrowed for 7 days. It is suitable for short-term emergency.

9. Flower Together:

A store similar to Xigua Mall, with a limit of only 500-1,000, and a loan period of 7 days, with basically no restrictions.

10. Qiandaile:

The interest rate is relatively high, but the loan is easy to get approved. The maximum limit is 3,000. The usage period is 7 days. There may be random follow-up calls.

What are the must-have ID loan openings

What are the ID loan openings that you can get a loan by ignoring everything and having Apple?

1. Guowei ID Loan

Guowei ID Loan is the latest Apple mobile phone ID loan in 2022. It is a newly launched ID loan. Only Apple mobile phones can apply for it. It is the first time to apply. The payment limit is generally around 3,000 yuan. For some models and well-qualified users, it will reach 5,000 yuan. The limit will be increased after repeated use. You cannot apply for iPhones below 7P. All the above are supported. After passing the review, you can make a payment by binding your mobile phone ID. , the fastest 3 minutes to arrive.

2. Apply for a Leaseback ID loan immediately

The Leaseback ID loan is an ID loan that can be borrowed regardless of Apple. The recent loan rate of this latest Apple ID loan is It's very good. When applying, you don't look at credit reports and big data, and the risk control requirements for users are relatively low. If you pass the review, you will be bound to your ID to make a payment. The page will prompt you to send your mobile phone. In fact, you don't need to use this kind of excuse. All loans are made through ID. Please note that your phone may be locked if it is overdue. The maximum loan amount this port can provide to users is 5,000 yuan and the minimum is 1,000 yuan. The amount is determined based on the model of Apple phone used by the user. , and payment must be made if the application is approved.

3. Qida ID Loan

Qida ID Loan is Apple’s must-have ID loan in 2022. There have been many loan cases recently, regardless of whether both black and white households have made loans. In this case, there is also an opportunity to get a loan with an Apple mobile phone. You can apply for it all day long. It supports 24-hour online lending. The minimum loan amount that can be provided to users is 1,000 yuan and the maximum is 5,000 yuan. The loan is determined based on the model of the phone and personal qualifications. For credit limits, you can apply with just your iPhone without checking credit or big data, and the loan can be released on the same day after approval.

4. Jisu ID Loan

Jisu ID Loan is the Apple ID loan app application portal 2022. There are multiple openings for Apple ID loans to be disbursed, and the recent disbursement rate is also It is relatively stable. No mortgage or guarantee is required during the loan period. Users only need to hold an Apple 7 or above mobile phone to apply. It does not depend on credit or big data, but it may require manual review. It can provide loans to users. The maximum limit is 5,000 yuan. Generally, the first-time loan is around 1,000 yuan. If you use it multiple times, you have the opportunity to increase the limit. After passing the loan, you can make the payment in as little as 5 minutes.

5. Zhengbang Leaseback ID Loan

Zhengbang Leaseback ID Loan is a 7-day mortgage loan for Apple mobile phones in 2022. It is also a newly launched Apple mobile phone ID loan in 2022 and has a high pass rate. It’s easier to make a loan. In fact, you don’t need to mortgage your iPhone to get a loan. Most of the Apple ID loans now require binding the ID of the platform to basically make a loan. The period is not 7 days, usually 1 -6 months, which is relatively formal. The application conditions are simple. You only need to verify your personal information to apply. The cost is generally about 2,000-5,000 yuan. You just need to download the app and submit the information and wait for review. The loan will be released immediately after passing the approval.

An app that makes it easy for students to borrow small amounts of money

College students have strong purchasing power, but because they have no financial resources, many college students try various ways to borrow money, and a large number of college student loans appear. scam. Compared with other loan channels, mobile phone loans are often more standardized and safer. So, what are the mobile loan software suitable for college students? Below is the mobile phone loan software that I have compiled that is suitable for college students. Welcome to read.

1. Sukodai

Sukodai has launched a mobile credit card function in China. Applicants only need to bind their mobile phones to apply for loans.

Sukodai’s loan limit is between 2,000 and 100,000 yuan, which is considered a fairly good loan limit among mobile phone loan products. If you are not satisfied with your limit, you can also increase the limit by sharing the loan in your circle of friends. It is a loan software that is very suitable for college students.

2. Prestigious School Loan

Prestigious school loan is a credit loan service specially launched for college students, aiming to help students solve their financial pressure and realize their dreams in advance. According to students’ borrowing purposes and personal circumstances, famous school loans can tailor different solutions for each student, allowing students to easily realize their wishes through installment payments. At present, the loan can only be used for formal purposes, and the loan amount is between 1,000 and 50,000.

3. Jingdong Gold Bars

The purpose of college student loans is more to satisfy the desire for consumer purchases. Jingdong Gold Bars, as an upgraded version of Jingdong Baitiao, is very attractive in satisfying college students’ consumption purchases. human. As long as the applicant has passed Jingdong Baitiao and has a good Jingdong Baitiao consumption record, he or she can apply for Jingdong gold bars. This is very simple for college students.

4. Youth Wallet

Youth Wallet is a loan product for young people. The review speed and disbursement time are very fast, which is very suitable for the fast-paced consumption style of college students. College students only need to upload their personal information truthfully and pass the review call to obtain a loan.

5. Baidu Youqianhua

Baidu Youqianhua is a mobile loan portal under Baidu Finance. The application threshold is relatively low, and the review and disbursement speeds are good. The interest rate for Baidu's money is between 2.8 and 8.4, with interest calculated on a daily basis and early repayment supported, which will not put excessive repayment pressure on college students.

6. Shuixiang Financing

Shuixiang Financing is a small short-term loan software. Currently, Shuixiang Financing focuses on the young market with its flexible loan model. The loan amount is relatively small, between 500 and 5,000, without any guarantee or mortgage, the lending speed is fast, and the operation is simple and convenient. In terms of repayment, Water Zodiac has many repayment methods to choose from, which is very suitable for college students with unstable income.

The loan software above are all newly launched, and interested college students can try to get loans.

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