Hello

The Agricultural Bank of China credit card is very good. The disadvantage is that it will be more difficult to increase the limit in the future. The advantages are as follows.

1. Agricultural Bank of China Credit Card, like ICBC, has many business outlets, which makes it very convenient for cardholders to handle various businesses.

2. Agricultural Bank of China has an interest-free period of up to 56 days, which is the best among its peers.

3. In terms of annual fees, Agricultural Bank of China’s ordinary and gold cards can be exempted from the annual fee for the next year after swiping the card 5 times.

4. Agricultural Bank of China credit card can implement multi-account management, that is: unlimited quota, independent billing date, independent repayment, etc.

5. In terms of repayment, the Agricultural Bank of China considers its customers and can provide automatic deduction services for cardholders.

6. Agricultural Bank of China provides professional business travel services to credit card customers.

7. The Agricultural Bank of China credit card has low cash withdrawal fees. The handling fee charged by domestic Agricultural Bank of China for cash advance is 1/transaction amount (minimum 1 yuan). The handling fee for cash advance loans from other domestic banks is RMB 12 per transaction (minimum RMB 3) per transaction amount. The handling fee for overseas cash advance is 3% of the transaction amount (minimum 3 USD or equivalent in foreign currency).

8. There are student credit cards specially launched for college students. As long as you go to a business outlet with your ID card and student ID card, you can apply for a credit card unconditionally.

9. Agricultural Bank of China also offers many preferential activities. Swipe your card to refuel and enjoy a monthly fuel subsidy of RMB 6, three free rescues around the world, and maintenance discounts at 4S stores; Agricultural Bank of China credit cards also often offer half-price movie viewing discounts.