Generally speaking, it is forbidden to use credit cards because of nonstandard use, such as cashing in with credit cards, liking overdue repayment or not, and it is forbidden to use credit cards in abnormal transactions, and generally speaking, different banks have different regulations.

1, illegally cashing out

Because the credit card is clearly written, you can't cash out. Generally speaking, people who will cash out from the credit card are in urgent need of money, which will increase the risk of bank collection. So generally speaking, when the bank background finds that your bank card is being illegally cashed out, you will be prohibited from using the credit card.

2. Many accounts in the credit card are overdue.

Generally speaking, overdue accounts will have a certain impact on their own credit, and this credit is very important to everyone, especially when buying a house or a car, so most people pay more attention to credit. And if there are many overdue accounts in your card, the bank will take corresponding measures. Generally speaking, you are forbidden to use credit cards. What's worse, you will be on Lao Lai's list.

3. Abnormal transactions

Sometimes some of your transactions are irregular, and you risk being blocked. For example, if you spend money in some institutions after work, then others may suspect that you are cashing in, and so on, so they will trade names.

4. The application method is irregular.

Credit cards don't go to the bank, just find an intermediary to handle them. Then the bank will seal your credit card when it finds out.

Because the credit card itself has certain risks, banks are also strict in this regard. Therefore, individuals should strictly abide by the regulations of the bank when using it, and don't wander around the high-voltage line crazily, which will easily lead to irreparable consequences and sometimes even affect their lives.