Legal analysis
Automatic teller machine (ATM) refers to a small machine set up by banks in different places, which records the basic deposit account information of customers (usually bank cards) by using the adhesive tape on plastic cards the size of credit cards, so that customers can carry out bank counter services such as withdrawal, deposit and transfer through the machine. Most customers call this self-service machine ATM. ATM services are not free in all regions. Except some countries and regions charge for ATM services, Australia and New Zealand charge a small fee every time customers use ATM to withdraw money. Not all ATMs are open 24 hours. In Korea, only ATMs marked "24-hour service" (that is, 24-hour service) can be used. Otherwise, pay attention to the service hours posted on the ATM. Except for a few who only provide services when working in banks, most of them will close at 10 in the evening. When using ATM, pay attention to whether the models match. In the United States and South Korea, there are many old ATM machines that can only input four-digit passwords. If your ATM card requires a six-digit password, please give up using another ATM. In order to prevent cases of fraudulent use of ATM transfer function, the maximum daily transfer amount for each household to "non-agreed account" is 30,000 yuan, and "agreed account" is not restricted. In addition, there are no restrictions on the transfer of funds from eleven types of charging units (except a few that cannot be included for some reason), including taxes, utilities, gas fees, telecommunications fees, transportation fees and fines, tuition fees, credit card payments, insurance fees, securities payments, online shopping services, medical expenses and other eleven types. For details, please visit the transfer payment restriction inquiry service website set up by the finance company.
legal ground
Article 275 of the Criminal Law of People's Republic of China (PRC), whoever intentionally destroys public or private property, if the amount is relatively large or there are other serious circumstances, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the amount is huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years.