How to repay Bank of Communications credit card
1. Automatic repayment
2. Online banking repayment
3. Telephone banking
4. Bank of Communications ATM transfer repayment
5. Inter-bank ATM transfer repayment
6. Self-service deposit machine repayment
7. Repayment at more than a thousand business outlets across the country
Credit card repayment methods
The methods within the issuing bank include: card issuing bank counter, ATM, online banking, automatic transfer, and telephone banking repayment etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
WeiBank POS mobile phone and WeiBank Tong POS mobile phone are a mobile financial system personal payment terminals that can be used to directly repay by swiping cards, as well as perform transfers and other services. Instant payment!
Transfer/remittance repayment is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.
The more common domestic online platforms for online repayment include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.
This method of convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. Generally, the payment time takes 2 to 3 working days. At the same time, using this There is no handling fee for repayment.
Counter repayment counter refers to bank cards issued by various networked financial institutions, which can be used to conduct RMB current deposit and withdrawal transactions through the counters of other bank branches registered in the UnionPay exchange center host system.
The "Xinpaytong" smart credit card phone for repayment is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network.
Use "Repayment Tong" to make repayments, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
Other methods In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods in order to facilitate cardholders' repayment.
Bank of Communications credit card repayment methods: There are six repayment methods for you to choose from
Bank of Communications credit cards have always been relatively easy to apply for. There were also many people applying for Bank of Communications credit cards in 2017. For Bank of Communications You may not be fully aware of credit card repayment methods. Bank of Communications provides a variety of repayment methods, which are listed here in detail.
2017 Bank of Communications credit card repayment method 1: online banking repayment
Cardholders go through the self-service repayment signing procedures, log in to the official website of Bank of Communications - Credit Card Business - Credit Card Login, enter the credit and After checking the password and making online repayment, you can repay the RMB and U.S. dollar balances in your credit card through other Bank of Communications cards.
2017 Bank of Communications credit card repayment method two: automatic repayment
You only need to check the "Automatic transfer authorization" field when filling in the Bank of Communications credit card application form and provide the corresponding Repayment account number; or go to the Bank of Communications branch in the city where the Bank of Communications debit card that you need to bind is originally issued to go through the automatic repayment activation procedures. Then you can bind the associated credit card account, and it will be repaid automatically on the due repayment date. Credit card balances in RMB and US dollars.
2017 Bank of Communications credit card repayment method three: Telephone banking
Apply for a Bank of Communications debit card and open the self-service repayment signing procedure, and then call the Bank of Communications credit card customer service hotline 400-800-9888 , you can submit a credit card repayment application.
2017 Bank of Communications credit card repayment method four: inter-bank ATM transfer repayment
Bank of Communications credit card holders hold debit cards from other banks that have activated the ATM card transfer function at the ATM. Repay your credit card via transfer directly on board.
2017 Bank of Communications credit card repayment method five: Bank of Communications ATM transfer repayment
Bank of Communications credit card users can use Bank of Communications debit cards at ATMs at designated outlets within Bank of Communications. Complete the repayment by transferring the payment from the Bank of Communications debit card to the credit card.
2017 Bank of Communications credit card repayment method six: repayment at business outlets
Bank of Communications credit card users can use their credit cards to repay the money when due at any Bank of Communications outlet in cash. Repay your RMB debt. If you use RMB to purchase foreign exchange to repay the U.S. dollar debt, you will also need to bring your monthly statement and ID card.
How to repay with a Bank of Communications credit card
1. Cash repayment can be made at the bank counter, but it is slower when there are many people. You can also repay at an ATM machine, no need Handling fee.
2. To make repayments in online banking and activate Bank of Communications online banking, you only need to turn on your computer to log in to online banking, enter the password, and complete the repayment easily with a few clicks of the mouse, without paying any handling fees.
3. Third-party platform repayment There are many third-party payment platforms that support credit card repayment, and you can also set a repayment date to remind you of repayment.
4. Bind your Bank of Communications salary card or savings card to your credit card for repayment by binding a bank card. The amount will be automatically deducted on the repayment date. You don’t have to worry about forgetting the repayment time, but the prerequisite The condition is that the bank card must have sufficient funds.
Bank of Communications (English name Bank of Communications, abbreviated as BCM, Chinese name as abbreviated as Bank of Communications) was founded in 1908. It is one of the six largest banks in China and one of the oldest banks in China. It is also the oldest bank in modern China. One of the banknote-issuing banks. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank, with its head office in Shanghai. In June 2005, Bank of Communications was listed on the Hong Kong Stock Exchange, and in May 2007, it was successfully listed on the Shanghai Stock Exchange
Bank of Communications is one of China's major financial service providers. The group's business scope covers commercial Banking, securities, trusts, financial leasing, fund management, insurance, offshore financial services, etc. Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 199 provincial branches. It has branches in 239 prefecture-level and above cities and 158 counties or county-level cities*** nationwide. 3,270 business outlets;
It has 7 non-bank subsidiaries, including wholly-owned subsidiaries BoCom Leasing, BoCom Insurance, and BoCom Investment, as well as holding subsidiaries BoCom Fund, BoCom Guosen, BoCom Life, BoCom International. In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of the bank. It has strategically invested in Hainan Bank and controls 4 rural banks.
Products and Services
(1) Absorb public deposits
(2) Grant short-term, medium-term and long-term loans
(3) Handle domestic and foreign settlements
(4) Handle bill acceptance and discount
(5) Issuance of financial bonds
(6) Agency issuance, redemption, and underwriting of government bonds
(7) Purchase and sale of government bonds and financial bonds
(8) Engage in inter-bank lending
(9) Buy and sell, and act as an agent to buy and sell foreign exchange
(10) Engage in bank card business
( 14) Providing letter of credit services and guarantees through the State Affairs Bureau (11)
(12) Agency for collection and payment and insurance agency business
(13) Providing safe deposit box services
Other businesses approved by the banking regulatory authority.
Bank of Communications’ personal business includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services
Transportation That’s it for the introduction of how to repay credit cards.