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What kind of people do you think are using their credit cards?

Opportunistic people are taking crooked ways. To put it bluntly, this is actually illegal behavior, but the supervision is not strict, allowing them to take advantage of legal loopholes. I do not deny that some of them live a very cool life. There is no shortage of money to spend, but I hope they will not be too blind, arrogant, and contemptuous of the law. One day he will be brought to justice.