The interest-free repayment period of the credit card is calculated according to the billing date. Guangfa credit card, the longest is 5 1 day and the shortest is 20 days.

For example, suppose the billing date of your credit card is the 5th of each month, then your 12 bill, that is,165438+1October 6th-65438+February 5th bill, is 65438+February 5th bill. All the consumption during this period will be settled on February 5, and the repayment date will expire. Then if your consumption occurs on165438+1October 6, you will enjoy an interest-free repayment period of up to 50 days; If your consumption occurs on February 5, 65438, you will enjoy the shortest interest-free repayment period of 20 days.

Therefore, the repayment should be based on the billing date and repayment date. As long as the full or minimum repayment amount of the current bill is guaranteed before the due repayment date, the credit card is used well. If the minimum repayment amount is not paid before the due repayment date, it is overdue.

The interest-free period of China Merchants Bank credit card is the shortest 18 days and the longest is 49 days.

If you don't understand, please ask questions and hope to adopt them.