Hello, the most important condition for applying for a credit card is to be between 18 and 60 years old, with a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit. Detailed application information is as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel are required to provide a copy of the military ID;
2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;
3. Proof of financial resources: This can be a salary record issued by a bank, or an income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.
After our bank's credit card promoters receive your application information, they will transfer it to the credit card center review department. It usually takes 10 working days from the time the review department receives your application information to the completion of the credit card review. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days, so please be patient.
If you have other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.