1. Credit cards of different brands are not shared, such as visa, master and UnionPay. , but the credit cards of the same brand are generally shared;

2. The amount of mortgage customized installment card is not shared;

3. The credit lines of the car loan card and the official card are not shared;

Under normal circumstances, ICBC's credit card limit is shared, and the maximum limit shall prevail.

The conditions for applying for an ICBC credit card are:

1. The applicant is above 18 (inclusive) and has applied with his/her ID card, so he/she cannot be applied by others at present;

2. The work unit is in the place where the credit card application is made, and the income of the applicant is stable and above the local average;

3. The demand is good and there is no overdue record.

After meeting the requirements, you can apply for a credit card at ICBC's business outlets as long as you bring your identity documents and financial proof materials.