The customer showed a screenshot of the successful registration of the "Digital Credit Card" sent by a friend and a chat group of more than a dozen people on the "Digital Credit Card". The introduction video in the group chat shows that applicants can apply for a credit line through "digital credit" as long as they pay a sum of money as a deposit.
The staff in the lobby found that the screenshot was a web version of the digital RMB interface opened through the browser, with the title of "Digital Credit" at the top, but the wallet part was changed to the word "Line", which further confirmed that this was a telecom network fraud under the guise of "Digital RMB".
In view of this, in order to let customers recognize the scam, the lobby staff showed customers a formal digital RMB interface and popularized financial knowledge such as digital RMB, digital credit cards and loans.
the customer hesitated, took out his mobile phone and called a friend on the spot. The other party refused to talk after learning that there were bank staff. Only then did the customer realize that he had been cheated, dismissed the idea of remittance, and expressed heartfelt thanks to the lobby staff for seeing through and dissuading him in time. Afterwards, in order to avoid more people being deceived, the branch reported the situation to the local police station.
In recent years, various scams against digital RMB have occurred from time to time, among which "digital credit card registration application" is a typical fraud means at present. In the above-mentioned cases, criminals took advantage of customers' eagerness to raise money and increase credit line, and used the application for digital credit card line as a cover to induce customers to pay "application deposit". In fact, they cheat customers of money or trick them into revealing personal privacy information. I'd like to remind our customers that banks have standardized procedures for approving the granting and upgrading of credit card limits and will never ask for a "deposit". Anyone who asks for payment on the grounds of raising the credit limit is a liar. Beware of fraud! Related Questions and Answers: Related Questions and Answers: Do you know more and more digital credit cards now?
in August, 22, China unionpay launched the digital bank card "unionpay unbounded card", which is an omni-directional digital bank card with card-issuing mode, management mode and safe use. It not only meets the regulatory requirements of the regulatory authorities for digital products, but also breaks the traditional bank card's card-issuing mode, payment scene and time and space boundaries of financial services, and becomes the next one from magnetic stripe card to chip card, driven by a series of new technologies such as mobilization, digitalization and cloud technology.
breaking the boundary of card issuing mode and realizing fast card issuing in the mobile Internet scene, domestic and foreign users can quickly apply for, bind and use cards through various channels such as China Unionpay Quick Pass APP, commercial bank APP or mobile wallet, optimizing the user's card experience, and at the same time realizing the integration of card and code, allowing mobile phones to retrieve unbounded flash payment cards and unbounded card QR codes with one click, and choose mobile phone flash payment or QR code payment. Make the card issuing mode more efficient and convenient.
breaking the boundaries of payment scenarios, users can choose to push their digital bank cards to payment scenarios such as e-commerce, public transportation, mobile wallets, etc. By binding the payment tools of partners such as China Unionpay Quick Pass, they can pay transactions in any merchant that supports UnionPay, and support rich exclusive card rights, thus building an interconnected digital payment ecosystem. If a user finds that a bank's credit card provides preferential consumption in a merchant, but he doesn't have this card, he can apply for the card through the application link in China Unionpay Quick Pass, and he can get the preferential consumption immediately.
break the time and space boundaries of financial services, and use all-round technical means such as payment marking, channel encryption and real-time risk control to protect the card number, expiration date and other information in the whole process to ensure the safety of users' funds and information. A series of financial services, such as transfer, payment, purchase of foreign exchange, fund and wealth management, can be completed anytime and anywhere through China Unionpay Quick Pass APP and Bank APP.
with the rapid development of digital transformation in the payment industry and the strong promotion of China unionpay, up to now, more than 2 banks have issued nearly 3 products of unionpay unbounded cards, with more than 5.5 million cards issued. Unionpay Unbounded Card uses innovative technologies such as big data and Token to closely integrate mobile payment with bank card products, establish a brand-new UnionPay digital card product and supporting service system, and realize the integration of users' card application, card binding and card use. At the same time, open up diversified payment scenarios such as online and offline e-commerce, public transportation, mobile wallets, etc., and provide cardholders with rich exclusive card rights such as super digital gift certificates, repayment recharge reduction, and Internet dynamic membership.