China Construction Bank Mazu Ping An Dragon Card includes Mazu Ping An Savings Dragon Card and Mazu Ping An Credit Dragon Card. Excuse me, are you applying for Mazu Ping An Savings Dragon Card or Mazu Ping An Credit Dragon Card? Mazu Ping 'an Savings Dragon Card is an ordinary UnionPay savings card (Dragon Card), which uses the BIM number of "622700" UnionPay savings card. The annual fee of our dragon card (i.e. savings card) is 65,438+00 yuan per card per year, less than one year. The annual fee for Longka is paid annually. When opening an account, Longka Cartoon will charge the annual fee for the first year by cash or transfer; The annual fee for the following years will be automatically deducted from the RMB current account of Longka Cartoon on the 28th of the next year according to the rule of comparing the account opening month with the year-by-year month. Automatic deduction will take the form of "as far as possible deduction", and the insufficient part will be deducted on the 28th of the following month. Mazu Ping 'an Savings Dragon Card will inevitably generate an annual fee.

For example, Long Cartoon opened an account on June 6, 2007, and paid an annual fee of 65,438+00 yuan when opening the account; On June 28th, 2008, the system will automatically deduct the annual fee of RMB 65,438+00 from the Longka cartoon account, and the annual fee will be automatically deducted from the Longka cartoon account from June 28th, 2008.

The annual fee collection standard of Mazu Ping An Credit Dragon Card is: the annual fee is free in the first year of card application, and the annual fee is free in the following year after swiping the card three times a year. "First year" refers to the first year when a new card is issued (from the card issuance date 12 months). The validity period is three years. At present, the transactions that can be exempted from annual fees are consumer transactions (including withholding transactions), and other transactions, fees and interests are not within the scope of transactions that can be exempted from annual fees. The annual fee is charged according to the card, and the consumption of the main card and the auxiliary card is calculated separately. Only cardholders who have not spent more than 3 transactions in the current year will be charged the annual fee for the next year, and the previous year will not be traced back. If Mazu Ping An Credit Dragon Card is not opened, an annual fee will be charged the following year.

Among them, swiping the card three times to avoid the annual fee of the following year refers to the consumption behavior including online shopping and other consumption. If you can't spend money by credit card in physical merchants, our system will regard it as a credit card transaction after paying with Mazu Ping An Credit Dragon Card on platforms such as Taobao or Quick Money website. If you handle the payment business through the "Payment and Payment" menu of our online banking service or through self-service equipment, you can't handle the payment business with a credit card.