Credit card overdue is a very common phenomenon at present, so the more the probability of overdue, the more problems. If there is sufficient evidence to report, you must check the information in time and follow up the feedback results of the platform in time. Generally, relevant platforms will reply to the information within 7 working days.

If you don't reply after this time, you can also complain about these platforms to the State Bureau for Letters and Calls.

If you just report that the other party owes money and doesn't pay it back, it won't solve the problem. You should collect and keep real evidence, such as debts owed, repayment agreements, loan contracts, bank transfer receipts, etc. If repeated reminders fail, a lawsuit should be brought to the court within two years of the statutory limitation of action. Once more than two years have passed, the court may not support your claim.

If the debtor's mobile phone is turned off, the text message is gone, he runs away, and the game is gone, he should also sue according to law. This can interrupt the limitation of action, and the court can also make a judgment by default according to the actual situation. When the defendant is found, he may apply for compulsory execution.