I. Installment payment in China Bank Credit Card Mall.
Installment payment in China Bank Credit Card Mall refers to the transaction that the cardholder chooses to pay by installment when the special merchant of China Bank spends more than 1 000 yuan (inclusive).
China Bank Credit Card Mall will deduct the account in installments and deduct the account in equal amount every month. When the total amount is not divisible by the number of periods, the remaining amount will be deducted from the first recorded amount.
The installment of BOC credit card consumption is applicable to BOC series credit cards and new generation Great Wall credit cards issued by China Bank (except business cards, corporate cards and foreign currency cards); Some merchants can use the Great Wall credit card issued by the branch; The supplementary card can also handle the installment payment business of shopping malls other than large installment (car installment, home improvement installment, etc.). ).
Application for installment payment in the mall: you can only apply if the credit card is spent at least 1000 yuan (inclusive).
Selectable number of periods: At present, Bank of China provides the number of periods of 3, 6, 9, 12, 18 and 24, and the specific number of periods available depends on the business situation.
With a credit card issued by Bank of China (BOC series or a new generation Great Wall credit card), you can settle your account at the counter of the special shopping mall of Bank of China and handle the installment payment business at the same time. The cashier swipes the card according to the number of periods you choose to complete the installment payment transaction. After you sign for confirmation, the transaction is completed. After the installment transaction in the mall is completed, the printed purchase order will show the installment plan, installment number, installment down payment amount, installment monthly repayment amount, handling fee and other information. At this time, you only need to sign the transaction in person, and the cashier will check the signature to complete the installment payment transaction.
Two. Bank of China credit card bill installment payment
Easy installment purchase of China Bank's credit card is a special installment payment method customized by China Bank for credit card holders: you only need to spend a certain amount before the specified date and call the 24-hour service hotline 40066-95566 to apply for converting ordinary consumption into installment payment.
China Bank credit card bill installment payment is applicable to China Bank series credit cards and the new generation Great Wall RMB credit cards. (Supplementary cards can also be easily purchased by stages, but the official card does not provide this service for the time being), and the application time must be from the billing date to 2 days before the current bill repayment date. The installment amount of each bill application must be an integer, with the minimum being 65,438 yuan+0,000 yuan, and the maximum not exceeding 90% of the total amount of new credit card consumption in the current bill (excluding cash advance, installment payment transactions and other transactions designated by the bank). At present, the number of issues offered by Bank of China is 3, 6, 9, 12, 18 and 24, each of which lasts for one month.
The installment payment of the bill is free of interest, with the lowest rate of 0.6% per installment and double points for the installment amount.
Three. Bank of China credit card consumption installment payment
Easy installment purchase of China Bank's credit card is a special installment payment method customized by China Bank for credit card holders: you only need to spend a certain amount before the specified date and call the 24-hour service hotline 40066-95566 to apply for converting ordinary consumption into installment payment.
Consumption installment is applicable to China Bank series credit cards and the new generation Great Wall RMB credit cards. (You can also apply for the consumption transaction of supplementary cards for easy installment purchase, but this service is not provided for official cards for the time being. To apply for installment, you must apply within two days from the date of credit card consumption transaction to the latest billing date. The single consumption amount applied for consumption installment payment must reach 600 yuan (inclusive) or above. At present, the number of issues offered by Bank of China is 3, 6, 9, 12, 18 and 24, each of which lasts for one month. Consumption installment is free of interest, with a minimum rate of 0.6% per installment and double points for the installment amount.