the current interest rate is .3%.
fixed interest rates are divided into lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, deposit and withdrawal, and fixed interest.
lump-sum deposit and withdrawal interest rates: 1.35% for three months, 1.55% for six months, 1.75% for one year, 2.25% for two years, 2.75% for three years and 2.75% for five years.
the interest rates for lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, and deposit and principal withdrawal are 1.35% for one year, 1.55% for three years and 1.55% for five years.
fixed-life and convenient-use interest rate: 6% discount at the same level interest rate of lump-sum deposit and withdrawal within one year.
interest = principal * interest rate * deposit term.
Take the deposit term of 1, yuan as an example, and the annual interest of lump-sum deposit and lump-sum withdrawal:
1, * 1.75% * 1 = 175 (yuan). Annual interest of lump-sum deposit and installment, lump-sum deposit and installment, and deposit with interest: 1, * 1.35% * 1 = 35 (yuan).
fixed deposit interest: 1*1.75%*1*6%=15 yuan.