Summary of China Merchants Bank’s credit card repayment methods

China Merchants Bank’s credit card repayment method 1: Repay via mobile phone

1. Customers using China Merchants Bank’s “Pocket Life” You can check your bills and make quick repayments anytime and anywhere. It now supports free inter-bank repayments from ICBC, ICBC, China Construction Bank, China Postal Savings Bank of China, Postal Savings Bank of China, etc., and restores your credit limit in real time, which is convenient and considerate.

2. You can enter mobile banking (web version) by accessing the Internet on your mobile phone. There is no need to download software. You can check accounts and repay money at any time. Supports debit card transfer and repayment from multiple banks, and restores credit limit in real time!

Repayment method: Log in to credit card mobile banking (web version), click "Main Menu" → "Repayment Management" → "Quick Repayment".

3. Use your smartphone to log in to the China Merchants Bank "Mobile Banking" client. You can check your bills and make quick repayments anytime and anywhere. No signing required, just download and use. Now supports debit card transfer and repayment from multiple banks, and handling fees are waived during the promotion period!

Download method: Access and download the China Merchants Bank "Mobile Banking" software via mobile phone. Repayment method: After logging into the mobile banking credit card interface, click "Repayment Management" → "Quick Repayment".

4. "Pocket Life" and China Merchants Bank Mobile Banking only support US dollar cash transfer and repayment. If you have activated the RMB foreign exchange purchase and repayment function, the RMB funds transferred to your credit card will be used first to purchase foreign exchange to repay the US dollar bill.

Chinese Merchants Bank credit card repayment method two: repayment through online banking

Repayment through the public version of China Merchants Bank online banking

No need to apply separately, log in to the credit card online banking public version You can conveniently check your bills and repay credit cards using our debit card.

2. The "Account Query" interface can query credit card bill details, and the "Quick Repayment" interface can display the balance of the card by entering the card.

Repayment in the Professional Edition of Online Banking

Method 1: Log in to the "Credit Card" interface of the Professional Edition: (supports transfer repayment by debit card of our bank/other banks)

< p>After logging in, please click "Account Management" → "Account Inquiry", click the "Quick Repayment" button, and follow the prompts.

Method 2: Log in to the professional version of the "All-in-One Card" interface: (supports transfer and repayment with the Bank's All-in-one Card)

After logging in, please enter "Transfer and Remittance" → "Intra-city Transfer" and follow the prompts Just do it.

Tips: 1. This function can only repay ordinary personal credit cards and personal debt-bearing commercial cards in my name.

2. The "Account Query" interface can query credit card bill details, and the "Quick Repayment" interface can display the balance of the card by entering the card.

Chinese Merchants Bank credit card repayment method three: repayment by telephone transfer

If you already hold the China Merchants Bank "All-in-one Card" and have activated the self-service transfer function between the All-in-One Card and credit card, You can dial 95555 and follow the voice prompts to select the "self-service transfer" function to repay the credit card. This method supports cash repayment in RMB and US dollars.

Function activation: Please bring your ID, "All-in-One Card" and credit card to any of our bank branches to handle the self-service transfer function.

Repayment steps: Dial 95555; press 1 to enter the automatic voice service; enter the all-in-one card account number and password; press 1 to enter "Account Management", and then press 3 to enter "Self-Service Transfer".

Chinese Merchants Bank credit card repayment method four: repay through bank branches

You can bring your credit card, cash and your identity document to the counter at any China Merchants Bank branch nationwide. Cash repayment; if you already have a China Merchants Bank “all-in-one card”, you can also repay your credit card account by transfer at the counter.

Warm reminder: When handling U.S. dollar account transfer and repayment business through our bank's counter, only U.S. dollar cash account transfers are accepted, and relevant regulations of the State Administration of Foreign Exchange must be complied with.

Chinese Merchants Bank credit card repayment method five: repay through third-party channels

Use bank cards from other banks nationwide through special repayment channels installed in public places. The payment machine transfers funds to your credit card for repayment, and the repayment amount will be restored to the available limit in real time.

Tips: 1. Repayment cannot be made through this channel from 22:00 to 1:30 of the next day.

2. The same credit card can be repaid through this channel, UnionPay online channel and other UnionPay service channels every month. The total number of transactions per month is limited to 3 transactions

and a single repayment is allowed. The payment amount cannot be less than 10 yuan/transaction.

3. The maximum transaction amount for a single card in a single day is RMB 50,000.

China Merchants Bank credit card repayment method six: online repayment through a third party

The following repayment methods only support RMB. China Merchants Bank does not charge customers. If there are any charges, please inquire for details. Three parties.

1. UnionPay online repayment

The account name and ID number of the debit card and credit card used must be consistent. To use this function for the first time, you need to log in to the UnionPay online website and bind your debit card and credit card in "My Bank Card". The same credit card can be repaid through this channel, convenient outlet channels and other UnionPay service channels every month. The total number of transactions per month is capped at 3, the minimum repayment amount for a single transaction is RMB 10, and the maximum transaction amount per day is RMB 50,000. Also: For repayments on behalf of others, a single credit card can accept a maximum monthly repayment of 50,000 yuan, no more than 5 times. The maximum daily cumulative repayment amount for each debit card is 50,000 yuan, and the maximum monthly cumulative repayment amount is 100,000 yuan.

2. For Alipay online repayment, visit the official website and select "Credit Card Repayment"

Each credit card is limited to 5 repayments per month, and the total monthly repayment limit is 25,000 yuan. The quota will be restored within the same day for repayment before 23:30, and the quota will be restored within the next day for repayment after 23:30.

3. For quick money online repayment, visit the official website and select "Credit Card Repayment"

The limit will be restored within T1 working day, and will be postponed if it falls on a legal holiday. The account name and ID number of the debit card and credit card used must be consistent, and the debit card must have the online payment function enabled. Each credit card is limited to 5 repayments per month, with a single maximum of 5,000 yuan and a total monthly repayment limit of 25,000 yuan.

4. For Tenpay online repayment, visit the official website and select "Credit Card Repayment"

The available credit limit will be restored within 2 hours. The account name and ID number of the debit card and credit card used must be consistent, and the debit card must have the online payment function enabled. The Tenpay website now supports repayment of other people's credit cards. The relevant operating procedures and repayment limit regulations are subject to the announcement on the Tenpay website.

China Merchants Bank credit card repayment method seven: automatic repayment

After setting the automatic repayment function, between 17:00 and 24:00 on the monthly payment due date, our bank The credit card bill repayment amount will be deducted from your designated China Merchants Bank All-in-One Card current account.

The automatic repayment function allows you to choose full repayment or minimum repayment amount. You can choose automatic repayment for RMB accounts and automatic repayments for U.S. dollar accounts. Setting or changing the automatic repayment function will take effect the next day.

Setting method: Log in to credit card online banking and click "Repayment Management" → "Automatic Repayment Settings".

You can also set it up by phone. Call the credit card service hotline. After verifying your identity, press 3 to enter "Card opening and password, bill delivery method, automatic repayment settings", and then press 5 to enter "automatic repayment settings". ".

How to repay with a China Merchants Bank credit card

The repayment methods of China Merchants Bank include: all-in-one card related repayment, online transfer repayment, telephone transfer repayment, self-service deposit machine (CDM/CDS) Repayment, inter-bank UnionPay ATM/counter transfer, etc. Several repayment methods are recommended based on this situation: 1. If you have money in the CMB all-in-one card (with the same account holder as the credit card), you can call the CMB customer phone number 95555 to bind the all-in-one card and the credit card for repayment, and then ask the customer service to put the all-in-one card into the credit card. Money is associated with repayments on credit cards. 2. You can also choose to repay online through UnionPay/Quaiqian payment platform, as long as you have a debit card with any bank that has opened online banking. 3. You can also choose to transfer funds from other banks’ ATMs/counters. 4. Nowadays, many convenience stores have payment terminals launched by some third-party payment platforms (such as Lakala, etc.), which can make credit card repayments. 5. If it doesn’t work, ask your friend in Nanjing to help you pay it back at the China Merchants Bank counter. Nanjing Credit Card Club wakaka.net.cn.

It is recommended to go directly to China Merchants Bank to repay the money, so that it will be credited immediately. There is a certain delay between banks. If your repayment date is about to expire, it is recommended that you go to the nearest China Merchants Bank to repay it. By the way, credit card repayments are easy and there are no regional differences. Just deposit the money you want to repay into the card and that's it.