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Are there any fees for credit card payment codes?

Yes.

1. Credit card payment handling fee: When using a personal business payment code to make a credit card payment, a handling fee of 0.38% of the actual payment amount will be charged. For example, if a consumer uses a credit card to pay The merchant paid 100 yuan, and the actual amount received by the merchant was 99.62 yuan, of which 0.38 yuan was a handling fee. For credit card payments with a single amount of less than 5 yuan, the personal business payment code will not charge transaction service fees, that is to say, The consumer uses a credit card to pay 4.5 yuan, and the merchant actually receives the amount of 4.5 yuan without paying any handling fees.

2. Credit card swiping fee: The specific amount of this fee is related to the cooperation agreement between the merchant and the bank or payment institution. Different institutions have different price strategies. The larger the transaction amount, the higher the fee. , In addition, the business operating industry has a high risk factor, so the handling fees will also increase accordingly. For example, the handling fees for some dangerous goods sellers, overseas traders and other high-risk merchants are relatively high.