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If you owe your credit card more than 4 thousand a month, how much interest will you have?
From the date of consumption, the unpaid part shall bear interest at the rate of five ten thousandths per day. For example, if the ICBC card fails to reach the minimum repayment amount, a late fee of 5% of the minimum repayment amount will be deducted every month.

Minimum repayment amount of credit card = 65,438+00%, all general transactions of credit card account+65,438+000%, all outstanding installment transactions of account+65,438+000%, the outstanding part of the minimum repayment amount in the previous period+65,438+000%, all funds used in excess of the credit limit of account+65,438+000.

The minimum repayment amount refers to the minimum monthly repayment amount of a credit card, which is displayed on the bill of the credit card in the current month. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final repayment date, without affecting your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will bear interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (Repay in full and on time, and you can enjoy an interest-free period for spending by credit card. )

The credit card bill will show your due amount and minimum repayment amount. Please repay this amount.