The repayment steps of WeChat unbinding credit card are as follows:

1. Open and log in to your personal WeChat account;

2. Click "My" in the bottom menu, and then click to enter the "Payment" page;

3. Find and click "Credit Card Repayment" in Tencent service;

4. Click "My" at the top of the credit card repayment page to enter the credit card user management interface;

5. Click Manage Credit Cards and select the credit card you want to unbind;

6. There is a button "Delete this credit card" at the bottom of the credit card page. After clicking, you will be prompted "Do you want to delete this credit card with suffix?

7. Click "Yes" to complete the deletion, and the repayment unbinding process of WeChat credit card is completed.

Credit card repayment method

In the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

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Transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different.

Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.

Xinfutong Repayment "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.

Repayment Pass uses "Repayment Pass" for repayment, and generally charges fees according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.

In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.

How to cancel a credit card

There are two ways to cancel a credit card:

1. Cancel the card at the outlet. Bring your credit card and ID card to the bank outlet for card cancellation.

2. Call the bank customer service to cancel the card, and remember to cut the card after the card is cancelled.

Credit cards can be cancelled under the following circumstances:

1. The applicant has not received the credit card. The applicant has just applied online, and the bank has not been in a hurry to issue cards or apply through agency channels. The salesperson did not submit the information. At this point, the cardholder can call the customer service center of the card issuer and apply for canceling the credit card. In this case, credit card cancellation is not very important to personal influence.

2. The applicant received an invalid credit card. For a new credit card, if it has not been activated, there is no need to cancel it. The general activation period is one year from the date of issuance. If it is not activated for more than a specified time, the credit card will automatically expire.

3. You are using a credit card. You must be prepared before you cancel your credit card. First, you need to pay off all the debts of your credit card. No matter how much money you save, you have to spend it. Make sure you don't have any extra money in your credit card account, then call customer service according to the voice prompt and apply for canceling the credit card reservation manually. After the next bill date, if your account is flat, that is, not much, not much, then your credit card can be cancelled. Or you can cancel at the counter and bring the necessary documents, ID cards, credit cards and cash. Explain the situation truthfully to the staff.

Main functions of credit card:

1. Credit card is one of the fastest growing financial businesses. It is an electronic currency, which can replace the traditional cash flow to some extent;

2. Credit card has both payment and credit functions. Cardholders can buy goods or enjoy services, or use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product combining financial business with computer technology.

4. Credit cards can reduce the use of cash and money;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and++social demand.

How to cancel a credit card

There are two ways to cancel a credit card:

1. Call cancelled. Users can cancel their credit cards directly through the bank call hotline.

2. The bank counter is cancelled. Users can bring personal identification documents to the bank counter to apply for cancellation of credit cards.

How to cancel the cancellation of credit card account?

Credit card cancellation method:

1, take out your credit card, and then get through the hotline at the back;

2. After dialing the hotline, you will hear a voice prompt, and the user needs to choose manual help;

3. After dialing the manual help, the user needs to wait patiently for a period of time. Sometimes the line is busy manually, you can dial++manual help again.

4. When the manual service phone is connected, the user needs to tell the customer service staff that he wants to cancel the credit card;

5. At this time, the customer service staff will ask the user why he cancelled the credit card, and suggest that the user continue to use it. If the user insists on canceling the credit card, the human customer service staff will tell the user the specific cancellation steps;

6. According to the cancellation steps introduced by the customer service staff.

Credit card cancellation is divided into card cancellation and account cancellation. It is recommended to cancel the account after returning the card, otherwise there may be some problems in re-applying for the credit card. If there are still points in the credit card to cancel, it is recommended to redeem them all before canceling the card; After submitting the application for card cancellation, the cardholder shall not use the credit card again before it takes effect, otherwise the application for card cancellation will be automatically cancelled; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent theft.

This concludes the introduction of how to cancel the credit card and how to cancel the credit card through WeChat. I wonder if you found the information you need from it?