1. Installment payment business

refers to the cardholder's application to use his credit card to purchase goods or services at the settled merchants designated by CCB (specifically: decoration, building materials, furniture, home appliances, weddings, travel, department stores, etc.). After approval by CCB, the cardholder will pay the settlement money at the settled merchants designated by CCB through special installment devices, and the corresponding transaction amount will be divided into several installments on average, and the cardholder will repay it monthly within the agreed time limit.

2. Two modes of housing by stages

① You can choose a decoration company that cooperates with CCB and make a one-time payment to the decoration company.

② You can also choose a number of merchants who cooperate with CCB, such as tiles, wallpapers, cabinets, furniture, household appliances, etc., to purchase materials and decorate themselves.

III. Number of installments, amount and usage, and handling fee

① Number of installments: 6, 12, 18, 24 and 36, each for one month.

② credit line and use: the applied credit line is more than 2, yuan (inclusive) and less than 1 million yuan (inclusive), and the credit line is valid for 6 months from the date of lending; You can swipe your card at different merchants for many times, but the amount of each swipe must not be lower than that of 1 yuan.