Calculate, Taobao's credit card fast payment belongs to the credit card. 1, the so-called swipe card is the common name of credit card transactions-because most credit card transactions are completed through POS machines. 2. Online shopping, telephone shopping or spending without other cards are all a kind of credit card transactions, and the technical term is' mo/to', which is the same as swiping POS in terms of transaction records. In layman's terms, it is also a credit card. Taobao (taobao.com) is the largest online shopping and retail platform in China, with nearly 500 million registered users and more than 60 million regular customers every day. With the expansion of Taobao's scale and the increase of users, Taobao has also changed from a single C2C online mall to a comprehensive retail business circle including C2C, group purchase, distribution and auction.

Is online payment by credit card a credit card?

Online payment by credit card is also regarded as credit card consumption. But there are still some differences between it and physical store consumption. The main difference is that online consumption has no points. If the cardholder wants to pay the annual fee free online, most banks will count it as the number of purchases. However, different banks have different regulations, and there are some exceptions. Please consult your local credit card bank for details.

We take China Merchants Bank as an example. If you successfully apply for China Merchants Bank Credit Card, the annual fee for the first year of the credit card will be paid in advance by China Merchants Bank Credit Card or your partner. If you spend six times on a single card within a whole year (from the date of issuing the card), you can reduce the annual card fee for the next year, and online payment is also included. This offer will be valid for a long time before the new annual fee preferential policy is changed.

Handle a credit card. Selected bank credit cards.

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Does online consumption of credit cards count as the number of swipes?

Under normal circumstances, most banks stipulate that credit card online shopping also counts as the number of swipes. But I suggest you consult the service hotline of the issuing bank. Because, some banks stipulate that it must be a credit card transaction to count the number of credit card swipes, and most online shopping credit cards have no points, that is to say, no matter how many times you shop online and how much you spend online, you will not accumulate credit card points.

Under normal circumstances, the annual fee is exempted when the credit card is swiped six times, and only when the cardholder swipes the card six times a year can the annual fee be exempted. Some are directly exempted from the annual fee of the current year, while others are exempted from the annual fee of the next year. In addition, some banks require not only the number of swipes, but also the amount of consumption. Only when the number of credit card swipes and the consumption amount are met can the annual credit card fee be exempted.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Repayment method

In the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

Weizhong Bank POS mobile phone Weizhong Bank POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Arrive at the account immediately

Transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different.

Convenience store repayment is mainly completed through Lacarra smart payment terminal installed in convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.

Xinfutong Repayment Xinfutong Smart Card Phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.

Repayment by repayment pass is generally charged in accordance with the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.

In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.

This concludes the introduction of credit card online payment and credit card online payment. Did you find the information you needed?