after credit card repayment, the time for updating the data on credit information mainly depends on when the issuing bank reports the cardholder's usage records to the credit information center of the central bank. Generally speaking, the bank will report the cardholder's credit record to the credit information center every month on the next working day after the cardholder issues the bill. The content of the report is whether the current bill is repaid, and the credit information center will update it in a week or so after receiving it. Therefore, the data update time on the credit information is about one month.