To apply for a credit card at ICBC, you need to provide a real estate certificate, a driving license, a business license, and other documents. If you don’t have a debit card or a deposit at ICBC, the limit you can apply for by relying on these documents alone will not be very high

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The way ICBC approves credit cards is like this. For example, if you provide your driving license, they will give you a fixed and the same limit regardless of the value of your car, whether it is a Mercedes-Benz, BMW, Alto, QQ, and the remaining limit depends on your original debit card. The number of points in your account will determine your final limit