Industrial Bank requires 22 years of age, which is a special requirement of the bank. The minimum requirement of other banks is 18 years of age, but if the age is too young, the probability of card approval will be very low.
1. Application conditions for Industrial Bank credit card
Persons who are over 18 years old, have full capacity for civil conduct, have legal and stable sources of income, and have good credit standing can apply with their valid identity Please apply for a personal credit card master card with our bank. The primary cardholder of a personal credit card can apply for a supplementary card for the designated natural person.
2. Information required to apply for Industrial Bank credit card
1. Identity documents
Domestic persons:
(1), Copy of ID card or temporary ID card (the new version of the ID card must be copied from the front and back, and the printout from the ID card reader is not allowed to be used as an identity document);
(2) Original household registration certificate issued by the public security agency or photocopy.
Foreigners:
(1), a copy of passport;
(2), Hong Kong and Macao residents must provide a copy of the Mainland Travel Permit for Hong Kong and Macao residents;
p>
(3) Taiwanese people must provide a copy of the Mainland Travel Permit for Taiwan residents.
2. Work certification documents
(1), copy of work permit or work identification card;
(2), original work certificate stamped with the official seal of the unit ;
(3), original business card;
(4), copy of labor contract within the validity period;
(5), customer name and The name of the work unit, and the displayed work unit is consistent with the customer's actual work unit and the social security, pension, housing provident fund, and unemployment insurance payment information page.
3. Income certification documents
(1), copies of personal income tax withholding certificates for the past three consecutive months;
(2), copies of the personal income tax withholding certificates for the past three consecutive months; A copy of the monthly confidential salary slip;
(3), a copy of the payroll account transaction statement or passbook for the past three consecutive months;
(4), add Original income certificate stamped with the company's official seal;
(5). Social security, pension, housing provident fund, and unemployment insurance payment information pages that can display the customer's name and payment base standard to reflect the customer's monthly income.
4. Documents proving financial resources
(1), a copy of the property certificate of commercial housing in my name or a copy of the purchase contract;
(2), myself A copy of the vehicle driving license in your name, a copy of the motor vehicle registration form, a copy of the insurance policy of the insurance company, any one of the three.
3. Precautions for handling Industrial Bank credit cards
1. The identity document must be within the validity period and be legible;
2. The document must be stamped with the official seal of the unit Acceptable proof of work and income: affixed official seal of the unit, personnel seal, financial seal and other certification documents with official seal of personnel effect;
3. If a soldier holds an ID card, he must provide a copy of his military ID card and ID card at the same time. pieces.
4. If the supporting documents are copies, please use A4 paper.