It doesn't matter, there is no bad credit record, and it doesn't affect the handling of credit cards.

Process for processing credit cards:

1. Handle at the bank counter;

2. Submit the information needed to handle the credit card to the bank;

3. Fill in the credit card application form;

After approval, the bank will send a credit card.

Processing credit card materials:

1, personal ID card;

2. Proof of unit income;

3. Personal property certificate;

4. Information required by other banks.

To apply for a credit card, you need to meet the following conditions:

Age requirement: 18-60 years old;

Have a stable job and income source;

Information to be provided: You can provide the applicant's original ID card, work certificate or income certificate, and other property certificates, such as real estate license, automobile property certificate or deposit, to improve your credit line.