Credit card withdrawal needs to pay a certain interest and handling fee, and the issuing bank allows the cardholder to withdraw cash normally within the credit limit. The corresponding credit card cashing behavior is completely different, although there is only one word difference between the two. Because credit card cashing is illegal in practice, it can not be supported by issuing banks and national policies. So what? What is the difference between withdrawing cash by credit card and withdrawing it? What are the main aspects? Now Carmen Bian Xiao will introduce you. The difference between credit card withdrawal and credit card withdrawal is one of the normal functions of credit cards. According to the different cash withdrawal methods of cardholders, there are mainly two forms: overdraft cash withdrawal and overpayment cash withdrawal. Cash withdrawal from credit card overdraft refers to the behavior of cardholders to withdraw cash within the credit card limit, and they need to pay certain interest and handling fees; Overpayment cash withdrawal means that the cardholder will withdraw the overpayment or the funds deposited in the credit card account before repayment, which only needs to pay a certain handling fee. Credit card cashing means that the cardholder does not take the normal cash withdrawal method (bank counter or ATM), but uses the means prohibited by the bank (POS machine) to withdraw cash. Credit card cashing affects the normal development of bank financial business, and there are huge financial risks. Therefore, credit card cashing is not allowed by banks and national policies.