How to activate Bank of Communications credit card? List of Bank of Communications credit card activation methods

? Bank of Communications credit card official website activation

1. Visit the homepage of this website and click My Credit Card.

2. Select card activation on the My Credit Card home page.

3. Follow the interface prompts to enter the , ID number, verification code, and verification code (click to send the verification SMS to obtain the verification code) and then activate. If the activation is successful, you can set the query password and transaction password.

? Bank of Communications online banking activation

1. Please open our bank's credit card website and click "Electronic Banking" in the "Online Business Hall" column on the left.

2. After opening the website page, select "Ordinary User Login" and enter your 16-digit credit card, login password and additional code set when registering for online banking.

3. Enter the user online banking operation interface and select "Credit Card Activation" in the menu bar.

4. After entering the credit card activation page, please note the following:

Since it takes time to send the dynamic password, please click "Send Mobile Phone Dynamic Password" first.

Dynamic verification code: Enter according to the 6-digit dynamic password (a combination of letters and numbers) received by the bound mobile phone. Please pay attention to confirm the dynamic password serial number.

Verification code: Please enter the card verification code, which is the last 3 digits printed on the signature line on the back of your credit card.

5. If the activation is successful, please set a 6-digit transaction password. This password is the password you use when checking, withdrawing cash on various self-service machines, and swiping your card for consumption at China UnionPay merchants. If you do not check "Use password to confirm transactions when swiping cards at China UnionPay merchants" on the application form, you do not need to enter the transaction password when making purchases. Please pay attention to card security. If you need to activate this function, you can click "OK" on the prompt page displayed after the transaction password is set to activate it.

? Telephone Banking Activation

1. Please call the customer service hotline on the back of your credit card, select the appropriate language, and enter your 16-digit credit card and inquiry password.

2. Follow the voice prompts and select the card activation option under the "Card Activation Password Management and Other Services" menu.

3. Enter the last 3 digits printed on the signature field on the back of your card and press the # key to confirm.

4. Enter your home phone number or mobile phone number (there is no need to enter the telephone area code and extension number) and press the # key to confirm.

5. If the activation is successful, please enter 6 digits as your transaction password and press the # key to confirm.

6. Enter the 6-digit transaction password again and press the # key to confirm. This password is the password you use when checking, withdrawing cash at various self-service machines, and swiping your card for purchases at China UnionPay merchants. If you do not check "Use password to confirm transactions when swiping cards at China UnionPay merchants" on the application form, you do not need to enter the transaction password when making purchases. Please pay attention to card security. If you need to activate this function, you can complete the operation according to the voice prompts after completing the transaction password setting.

? Mobile banking activation

1. Open the Internet browser on your mobile phone, enter and select your operator in the address bar, click "Ordinary user login", enter your 16-digit credit card and 6-digit query Password and verification code.

2. After entering the "Activation and Password Management" menu, click the "Activate" button.

3. Follow the page prompts to enter the verification code (i.e. the last 3 digits printed on the signature line on the back of your credit card) and the home phone number you filled in when applying for the card.

(Up to 100 cash withdrawal limit, cash withdrawal fee as low as 5 yuan per transaction)

How to activate Bank of Communications credit card

Mobile iPhoneXS mobile version 15.0. Use Baidu Take version 13.1 as an example

First, you need to log in to the official website of Bank of Communications Credit Card ().

Then select Customer Service - Customer Service Homepage - Credit Card Online Activation

Then select on the credit card login interface, new user registration, you need to install the online banking wizard.

After the installation is successful, the computer usage environment will be detected. After the detection is completed, fill in the user information according to the prompts and set the query password.

After completion, you still need to give the credit card a username.

Click Next to successfully activate the Bank of Communications credit card.

In addition, you can also activate it by going to a bank branch or calling customer service number. The customer service activation hotline of Bank of Communications is 400-800-9888. According to the voice prompts, enter the personal information reserved during the application to activate.

1. Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

2. Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Provisions") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, An electronic payment card with full or partial functions such as transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in Public Service Fields" was officially implemented.

3. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card A debit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrafted within the specified credit limit. The so-called credit card generally refers to a credit card only.

4. Starting from January 1, 2021, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled. The lower limit is 0.7 times the daily interest rate of 0.5%).

5. The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit limit.

6. Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name and other contents are printed on the front and the name of the cardholder is printed on the back. Chip, magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

How to activate a new Bank of Communications credit card?

Activation method: 1. To activate by phone, call Bank of Communications’ credit card customer service hotline (on the back of your credit card): 400-800-9888. Then follow the voice prompts to enter the personal information reserved during the application → Bank of Communications credit card activation is successful. You can open your credit card. 2. Activate online and download Bank of Communications Online Banking Assistant, log in to personal online banking, and enter your account number and password.

How to activate a transportation credit card

There are three ways to activate the Bank of Communications for the first time:

1. Activate the credit card by phone. After the credit card is approved, call To activate a credit card, you need to call the service number of the relevant bank credit card and follow the prompts to activate it.

2. Activate the credit card on the official credit card website. Log in to the official credit card website to apply for transportation and follow the prompts to activate.

3. To activate your credit card in the bank hall, go to the Bank of Communications hall where you apply for a credit card to activate it

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You can directly log in to online banking to activate, which saves time and effort.

First log in to Bank of Communications online banking; click on the personal online banking on the left to log in; then click on mobile phone registration to log in (if you registered on a mobile phone); after logging in, click on first login to set the login user name, password and other information; Then look for online payment on the web page you logged in; click on it and then click on activation and management.

For more information on how to activate a transportation credit card, go to: View more content

That’s all for the introduction on how to activate a Bank of Communications credit card.