Xiaomi’s “Mi Pay” function requires adding a bank card before it can be used for payment at POS machines. After adding the "bank card", place the back of your phone close to the POS machine, and use your phone's fingerprint or password to pay at the POS machine.

Mi pay is Xiaomi payment. Like Apple Pay, the NFC of Xiaomi Mi 5 mobile phone can bind a bank card and use the mobile phone to swipe the card for consumption.

Through Mi Pay, consumers will be able to make payments using UPI, debit cards, credit cards and net banking. The service will also allow users to pay utility bills such as phone bills/recharge charges, water bills, electricity bills, etc.

Extended information

Taking Xiaomi 6 mobile phone as an example, the steps to add a bank card in "Mi Pay" are as follows:

1. Open on the mobile desktop "Xiaomi Wallet", as shown in the picture below.

2. Open "Xiaomi Wallet" and click "Bank Card", as shown in the figure below.

3. Then click the "+" sign in the lower right corner to add a bank card, as shown in the picture below.

4. Then place the "bank card" on the back of the phone and automatically identify it through the NFC function or enter the bank card number manually, as shown in the figure below.

5. Then click "Next", as shown in the figure below.

6. Enter the "reserved number" and "payment password" used when opening the bank card, as shown in the figure below.

7. Enter the "verification code" and click "Next", as shown in the next step.

8. Finally, the bank will send a "verification code" text message. After entering the "verification code" for verification, you can successfully add the "bank card" (after the addition is completed, place the back of the phone close to the POS machine and use the phone to You can pay at the POS machine with your fingerprint or password)

Baidu Encyclopedia-Mi pay